Real estate mortgage loan application materials: real estate certificate (in house mortgage bank loans, the real estate certificate and land certificate must be mortgaged to the bank); ID cards of the obligee and spouse; household registers of the obligee and spouse; marriage certificate of the obligee (

Marriage certificate or unmarried certificate issued by the Civil Affairs Bureau); Proof of income (this certificate has a greater impact on the success of the house mortgage bank loan and the maximum amount.); If the owner of the real estate certificate has underage children, please provide

Birth certificate; if there is a bank loan in the property, please provide the original loan contract and the last bank statement; in order to improve the approval rate of the house mortgage loan, please provide as many other property certificates of the family as possible (such as another property certificate

, stocks, funds, cash passbooks, vehicle driving licenses, etc.) The process of real estate mortgage loans: the borrower opens a current deposit account at the bank's business institution; the borrower fills out the loan application form as required and submits the application form and the

Required materials; bank business personnel or designated lawyers will conduct a home visit to the borrower to investigate the authenticity, legality and completeness of the information provided by the borrower; after the bank is approved, the bank will notify the borrower of the approval results and communicate with the borrower.

The borrower signs a loan contract; handles insurance, mortgage registration, notarization and other procedures as appropriate; CITIC Industrial Bank directly transfers the loan to the account specified in the contract; the borrower repays principal and interest in accordance with the provisions of the loan contract.