1. Payment standard of endowment insurance for urban employees:

The basic endowment insurance premium for enterprise employees is paid by both the enterprise and the employees, and the basic endowment insurance premium for individual insured personnel is paid by myself.

(a) enterprises pay the basic old-age insurance premium, and the payment base is the sum of all employees' wages, and the payment ratio is 2%;

(2) The basic old-age insurance premium paid by individual employees is based on their salary last month, and the payment ratio is 8%. The wages of employees themselves are determined according to the items listed in the statistics of total wages as stipulated by the national statistical department. The part where the employee's salary last month exceeded 3% of the average monthly salary of the employees in the previous year is not included in the payment base. If the employee's salary last month is lower than 6% of the average monthly salary of employees in the previous year, the payment base will be calculated at 6%.

Payment standard of new rural social endowment insurance:

Because the payment of new rural social endowment insurance adopts the principle of independent choice of payment, government subsidy and individual paying more, the convenience inquiry of payment standard should include payment grade, government or collective subsidies of various grades, age of participation and other factors, and the new rural social endowment fund is composed of individual payment, collective subsidy and government subsidy.

in terms of individual payment, rural residents who participate in the new rural insurance should pay the old-age insurance premium according to the regulations. At present, the payment standard is set to 12 grades of 1 yuan, 2 yuan, 3 yuan, 4 yuan and 5-12 yuan per year, and local governments can add payment grades according to actual conditions. Insured people choose their own grades to pay, and if they pay more, they will get more.

the state adjusts the payment grade according to the increase of per capita net income of rural residents. According to the national standards, the details are determined according to the regulations of counties and urban areas. In terms of collective subsidies, conditional village collectives should give subsidies to the insured, and the subsidy standards are determined democratically by the villagers' committees holding villagers' meetings. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.

2. There are two ways to handle social security:

(-) Personal payment needs to be applied to the social security bureau where the household registration is located. The procedures include: my ID card, two recent one-inch bareheaded photos, insurance premium, application form and so on. And can only handle pension and medical insurance.

how much to pay is calculated according to the local social wage last year, and it is not the same every year.

for example, if the average wage in a place is 2, yuan, then the payment of endowment insurance is 2, * 2% = about 4,/year, and that of medical care is 2, * 1% = about 2,/year.

In addition, it is stipulated that the lowest grade and the highest grade should not be less than 6% of the average monthly salary of social workers, and the highest grade should be 3% of the average monthly salary of workers. Generally, the lowest gear is the majority.

In addition, the minimum payment period of old-age insurance is 18 months, that is, 15 years, and medical insurance needs to be paid for at least 25/3 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as you renew your fees, you can do it at ordinary times).

(2) Or purchase social security in the form of agency payment.

In addition, if we apply for social security, it is better to pay by the company, because the company will bear a large part of the expenses for us, thus reducing the pressure of paying.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.