Editor's Note: Many people who just need to buy a house often only consider the down payment when preparing the house payment, and finally get the down payment, only to find that they need a series of handling fees to hand over the house. Today, Bian Xiao will take stock of the expenses that need to be prepared for buying a house in Wuhan, especially some "big heads". Don't ignore them.

1, down payment (please ignore the full amount for local tyrants)

Generally speaking, buying a house should naturally consider the down payment. The down payment for the first suite is 30% of the total house price, and buying the second suite after paying off the loan for the first suite is also calculated according to the down payment ratio of 30%.

2. Deed tax

In addition to the house payment that should be paid, the purchase of a new house also needs to pay the deed tax according to the policy, that is, 65438+ 0.5% of the total house payment. /kloc-ordinary residence below 0/40m2 1.5%,/kloc-ordinary residence above 0/40m2 3%, non-ordinary residence 3%.

3. Stamp duty: 0.05% of the total house price, generally paid together with the down payment.

4. Housing maintenance fund: 2%-3% of the purchase price. It is a maintenance fund for public facilities and equipment (involving external walls, roofs, sewers, water pipes and other housing parts).

5. Property management fee: calculated from the date of repossession to the date when the purchaser is qualified.

6. Ownership registration fee: that is, the fee for handling the real estate license, 80 yuan/set.

In addition, if you buy a blank house, the decoration cost after delivery is another "big head" besides the down payment. Therefore, before buying a house, we should make full preparations to avoid many embarrassment caused by insufficient funds.

(The above answers were published on 20 17-06-27. Please refer to the actual situation for the current purchase policy. )

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