Calculate how much it will cost to renovate your home. For users with limited financial ability and eager to buy a house, a loan is a good choice.

So the question is, can I get a mixed loan to buy a house?

What information do I need to prepare for a hybrid loan?

Next, let me give you a brief introduction.

Can I get a hybrid loan to buy a house? It is possible to get a hybrid loan to buy a house, as long as your personal conditions meet the requirements of the hybrid loan.

As for whether you can get a loan, you can look at these three aspects: first, whether the lender's credit report is good; secondly, whether the borrower's monthly bank card turnover has the ability to repay; finally, we also need to look at the loan

Whether the person is a local or a foreigner.

What is the application method for a hybrid loan? 1. First, apply for a combination loan. The preliminary review procedures are the same as those for provident fund loans; 2. After passing the preliminary review, the lender can go to the bank to handle the relevant provident fund loan procedures and fill in the commercial loan part according to the bank's requirements.

Borrow application form and relevant procedures; 3. After both parts of the loan are approved, they are usually allocated to the account of the house selling unit by the bank; 4. What you need to know is: due to the loan term of provident fund loan and commercial loan,

The borrowing and repayment dates are different, so the interest rates applied will also be different.

What documents need to be prepared for a hybrid loan: 1. Loan application form; 2. Original and 3 copies of ID card; 3. Original and copy of household registration book (if it is a collective household registration, the homepage and personal page are required); 4. House sales contract

Original and photocopy (2 copies); 5. Ownership transfer registration application form (mainly provided by the developer); 6. Copy of advance payment receipt (2 copies); 7. Personal seal (if the borrower is married

, one for each spouse should be provided); 8. Proof of personal salary income (the developer will provide the form, which will be confirmed and stamped by the lender); 9. The original and copy of the combined loan contact sheet (1 copy); 10.

Commercial loan contract; 11. Maintenance fund receipt sixth page.

Editor’s summary: After reading the above introduction, I believe everyone has a better understanding of whether hybrid loans can be used to buy a house.

If you want to know more relevant information, please continue to pay attention to our website, and we will present you with more exciting content in the future.