As an investment tool, fund financing is to collect the funds of many investors, which are managed by fund custodians and managed and used by professional fund management companies, so as to realize the purpose of income by investing in securities such as stocks and bonds. The following is Bian Xiao's collection of fund financing methods about 20021_ which groups are suitable for the fixed investment of the fund. I hope I can help you.
What are the fund financing methods?
1 As an investment fund, everyone's risk tolerance and the planning concept of capital ratio are different. Therefore, in the process of operation, we must have our own cognition and opinions, and we must not blindly pursue and copy homework.
Seeing the advantages and benefits of others on the internet and in the comment area, you blindly copy your homework and get caught up in it. And you have forgotten and neglected their previous growth path. However, when you see them, it is precisely their brightest side. So don't judge yourself by the risk tolerance of others. This is a wrong decision, especially for new investors. After all, others can far surpass you in income and affordability. So before investing, you must know your own degree and how much you can bear.
3. In terms of fund management, we rely on mentality investment and spare money investment. No matter how much you invest, the psychological effect is very important. Never take ignorance as courage, because it will make you lose more.
4 Rationally control positions, allocate familiar plates and hold them for a long time. Then with a little care, you will find that the wealth of fund management will gradually increase.
Which groups are suitable for the fund to vote?
1 Young Moonlight Family: Since the fixed investment of the fund has two functions of investment and savings, you can leave the daily living expenses after the completion of the capital payment, and invest the rest of the funds to "force" yourself to save and cultivate good financial management habits.
2 Office workers with fixed salary: The salary income of most office workers is often very small after meeting the daily living expenses, and a small amount of regular fixed investment is the most appropriate. Moreover, due to the low investment level of most office workers, it is impossible to accurately judge the timing of entering and leaving the market. So through this tool, you can steadily realize asset appreciation!
At some point in the future, there will be special (or large) capital needs: for example, the down payment for buying a house after three years, the fund for children to study abroad after 20 years, and even their own retirement pension fund after 30 years. When you know that there will be a big demand for funds in the future, it will not only cause your daily economic burden, but also make the small money every month easily turn into big money in the future.
4. People who don't like to take on too many investment risks: Because regular fixed investment has the advantage of weighted average investment cost, it can effectively reduce the overall investment cost, reduce the risk of price fluctuation, and then make steady profits, which is the best choice tool for long-term investors to be optimistic about the market.
How to judge whether a fund manager is excellent or not?
1 The first important indicator is the number of years of employment. Don't easily believe that a fledgling doctor majoring in investment is better than a fund manager with a master's degree in marketing. In this kind of investment, experience is more important and the market is the best teacher. The starting criteria for selecting fund managers are at least complete bull market and bear market.
The second is stability. If a fund manager frequently changes jobs in various fund companies, then you should be careful. Some fund managers quit to seek better development, but some fund managers were fired because of lack of ability. Therefore, the stability of fund managers should not be too bad.
The third is to look at the operation style. There are many excellent fund managers, but they don't necessarily match your current investment style. For example, if the fund manager is radical and you are conservative, it is difficult to achieve a * * * knowledge. We can judge the style of a fund manager from the historical operation records of the fund manager, such as industry configuration, heavy positions and positions.