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How much is the monthly cap of Beijing provident fund?

1. What is the monthly cap of Beijing Provident Fund?

Beijing provident fund is capped at 27,786 yuan a month. According to the notice issued by the Office of Beijing Housing Provident Fund Management Committee, in 22, the upper limit of the monthly deposit base in Beijing is 27,786 yuan, and the lower limit is temporarily 2,2 yuan. The lower limit of the monthly deposit base for employees receiving basic living expenses is temporarily 1,54 yuan, which will be adjusted after the minimum wage is announced.

Second, the upper limit of Beijing provident fund

21 The annual contribution ratio of housing provident fund is still 5%-12%, and the payer can determine it independently according to its own economic situation, without providing materials or approval. In 221, the upper limit of the monthly deposit base of Beijing housing provident fund is 28,221 yuan, and the lower limit of the monthly deposit base is 2,32 yuan.

according to article 64 of the social insurance law, except for the social insurance fund, the basic medical insurance fund, the work injury insurance fund, the unemployment insurance fund, the undergraduate medical insurance fund and the maternity insurance fund, the accounts of other social insurance types are established separately and accounted separately. Social insurance funds implement a unified national accounting system. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps will be stipulated by the State Council.

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The above answers are only made for the current information combined with my understanding of the law. Please refer to them carefully!

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Third, the upper limit of Beijing housing provident fund

The upper limit of Beijing housing provident fund is 12% and the lower limit is 5%. Units can choose the appropriate deposit ratio according to their own actual conditions within the prescribed lower and upper limits of the deposit ratio. Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.

II. Procedures for handling housing provident fund

1. The borrower may submit a written loan application and submit relevant materials to the loan bank, which will accept it and submit it to the housing provident fund management department for approval, or directly apply to the housing provident fund management department for approval;

2. The borrower approved by the housing provident fund management department signs a loan contract and a guarantee contract with the loan bank, and goes through mortgage registration, insurance, notarization and other related procedures;

3. According to the loan contract, the loan bank will transfer the loan to the special account for house sales set up by the developer in the loan bank or directly transfer it to the deposit account opened by the borrower in the loan bank;

4. The borrower opens a repayment account in the loan bank and repays the loan principal and interest as scheduled according to the repayment method and repayment plan agreed in the loan contract;

5. after the loan is settled, the borrower obtains the "loan settlement certificate" from the loan bank, retrieves the mortgage registration certificate and the original insurance policy, and goes to the original mortgage registration department for mortgage registration cancellation.

iii. materials required for handling the provident fund

1. valid identification certificate and household registration book of the borrower and spouse (if any) (the second-generation ID card needs to copy the back page, and the household registration book should copy the title page, home page, borrower and spouse page).

2. marriage certificate: if unmarried, the marriage registration office at the place where the household registration is located will issue a single certificate; Divorce provides divorce certificate and non-remarriage certificate (divorce certificate, judgment or ruling, and the non-remarriage certificate is issued by the marriage registration office where the household registration is located); Married people provide marriage certificates.

3. the original purchase contract signed by the borrower and the selling unit.

4. The borrower and his/her spouse (married) * * * fill in the loan application form, the certificate of housing accumulation fund deposit issued by the unit, the salary income certificate and the borrower's bank card in the last year.

5. The down payment receipt delivered by the borrower to the selling unit in advance shall not be lower than that stipulated in the agreement.

The proportion standard of Beijing housing provident fund is also applied according to the relevant regulations on provident fund management issued by the state. The handling of relevant situations needs to be handled based on the procedures and requirements stipulated in the above laws. In specific cases, legal and effective materials should be submitted for legal examination and confirmation by the provident fund management department.

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Fourth, the loan amount of Beijing housing provident fund

Hello, the loan amount of Beijing housing provident fund is generally 1.5 times the annual income

You are required to have a job in Beijing, and the provident fund has been delivered in Beijing for more than two years.

The upper limit of the loan amount is currently 2,.

I hope I can help you. If you have any questions, you can call me, that is, call me.