How to pay pension insurance for urban and rural residents? In accordance with the relevant provisions of the "Social Insurance Law of the People's Republic of China" and based on the actual conditions of each city, the new rural social pension insurance (hereinafter referred to as the new rural insurance) and the urban resident social pension insurance (hereinafter referred to as the urban residential insurance) system will be integrated to establish urban and rural Residential social pension insurance system. Regarding income insurance issues such as pension education funds, I have just compiled relevant content. I hope it will be helpful to you: List of the 8 pension and education funds with the highest yields in 2020
Insurance scope:
Rural residents and urban non-employed residents who have local household registration, are over 16 years old (excluding school students) and under 60 years old, and have not participated in the basic pension insurance for enterprise employees, can voluntarily participate in urban and rural residents in their place of household registration. Resident social pension insurance.
Fund raising:
The social pension insurance fund raising for urban and rural residents mainly consists of individual contributions, collective subsidies and government subsidies.
Key points: individual payment part
Those who participate in social pension insurance for urban and rural residents should pay pension insurance premiums in accordance with regulations. The payment standard is currently set at 12 levels of 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1100 yuan, and 1200 yuan per year, city and county ( The municipal (district) people's government may appropriately add payment levels based on the level of economic development. The insured chooses the level independently and pays the premium year by year according to the regulations. The more you pay, the more you get. The province adjusts payment levels in a timely manner based on national requirements and economic development and income growth of urban and rural residents. Each locality can determine the payment method according to system regulations and local actual conditions.
Collective and government subsidies: determined according to the actual situation of each locality (refer to relevant local documents)
Pension benefits:
Pension benefits are composed of basic pension and Personal account pension structure, paid for life.
The basic pension standard in 2013 is a minimum of 80 yuan per person per month. The municipal and county (city, district) people's governments can appropriately increase the basic pension standard according to local actual conditions. For those who have paid continuously for more than 15 years For urban and rural residents, the basic pension can be increased by 1% for every one year, and the increase and additional funds will be borne by the local people's government.
The monthly payment standard for personal account pensions is the amount saved in the personal account divided by 139. When an insured person dies, the fund balance in the personal account, except for government subsidies, can be inherited in accordance with the law; the balance of government subsidies is used to continue paying the pensions of other insured persons.
Conditions for receiving pension benefits:
Those who participate in the social pension insurance for urban and rural residents and are over 60 years old can receive pensions on a monthly basis.
Rural residents who have reached the age of 60 on December 29, 2009, and urban residents who have reached the age of 60 on October 20, 2011, do not enjoy the basic pension insurance benefits for enterprise employees and other pensions stipulated by the state. There is no need to pay and you can receive a basic pension on a monthly basis.
Rural residents who are under 60 years old on December 29, 2009, and urban residents who are under 60 years old on October 20, 2011, who have not participated in the basic pension insurance for enterprise employees, must pay according to regulations until they reach the age of collection. up to pension age. Among them, those who are less than 15 years away from the age of receipt should pay annually, and are allowed to pay back, and the cumulative payment shall not exceed 15 years; those who are more than 15 years away from the age of receipt, shall pay annually, and the cumulative payment shall not be less than 15 years.
It is necessary to guide urban and rural residents and the children of urban and rural residents who receive social pension insurance benefits to participate in insurance and pay contributions as required, encourage long-term payment, and pay more to get more. Specific measures shall be provided by the municipal and county (city, district) people's governments Regulation.
How to apply
1. You or your family members should bring the ID card and household registration book of the person who needs to apply for the application to the village committee or neighborhood committee (four service stations that do not leave the village) where the household registration is located. handle.
2. Bring enough cash. Under normal circumstances, the minimum premium is 300 yuan/year. If the age of your ID card to the age of collection is more than 15 years, you can pay it slowly year by year. If it is less than 15 years, then you need to make a supplementary payment. This can Calculated based on the age on the ID card.
3. After payment, the handling staff will issue a fee invoice and a red payment book.
Brother Bao’s reminder: How to pay pension insurance for urban and rural residents? You or your family members should bring the ID card and household registration book of the person who needs to apply for it to the village committee or neighborhood committee (four service stations without leaving the village) where the household registration is located. Can be processed.