There is no uniform regulation on the medical insurance that hepatitis B patients can buy, because the insurance products available are provided by insurance companies, and the products and coverage of different companies may be different. When choosing medical insurance, patients with hepatitis B may face the following considerations:

1.** Basic medical insurance * *: The basic medical insurance for urban workers and urban and rural residents in China is compulsory, and patients with hepatitis B can participate. This basic insurance can reimburse a certain proportion of medical expenses, including the treatment of hepatitis B.

2.** Commercial medical insurance * *: There are many kinds of medical insurance products provided by commercial insurance companies. When purchasing, patients with hepatitis B need to read the product terms carefully to find out whether the treatment expenses related to hepatitis B are covered, whether there is a waiting period limit, whether a medical examination is required, etc.

3.** critical illness insurance * *: critical illness insurance of some insurance companies may include hepatitis B as one of the diseases that can be paid, but whether it is insured will be evaluated according to the severity and stage of hepatitis B.

4.** Special health insurance * *: At present, some insurance companies have launched health insurance products specially designed for hepatitis B patients, which may be more suitable for the special needs of hepatitis B patients.

Before buying any insurance, patients with hepatitis B should read the insurance contract carefully, pay special attention to the insurance liability, deductible clauses, liability exemption, compensation limitation and so on, and consult the insurance agent or customer service for clarification. In addition, because hepatitis B is a chronic disease, some insurance products may treat it as a past disease, which will affect insurance purchase and claim settlement. Therefore, it is very important to fully understand the product characteristics and purchase conditions for making correct decisions.

I hope the above contents can help you. If you have any other questions, please consult a professional lawyer.

legal basis: article 29 of the social insurance law of the people's Republic of China

the part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by the social insurance agency, medical institutions and pharmaceutical trading units.

the social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in different places, so as to facilitate the insured to enjoy the basic medical insurance benefits.