In the fund market, investors often struggle to decide whether to buy a new fund or an old one. The following article will take you to find out.

Is it better to buy a new fund or an old one?

The new fund and the old fund have their own advantages. Investors need to choose funds according to their own situation. Under normal circumstances, it is better to choose the old fund. If the market is relatively poor, they can also buy new funds, because the new funds are gradually building positions during this period, which can play a better defensive role.

Characteristics of the new fund

1, the new fund is cheap, and the net value of the new fund is 1, 1 yuan, which is relatively cheap;

2. The new fund can avoid risks. The new fund has a three-month closure period. If the market is not good in these three months, the fund manager can choose not to open a position or to open a position in a small amount. During the closed period, the fund is not affected by market conditions, thus achieving the purpose of avoiding risks in disguise.

Characteristics of old funds

1, the old fund has past performance as a reference, which can predict the approximate future income of the fund manager;

2. The old fund has no closed period and can be purchased and redeemed at any time;

3. When the market is good, the old fund can get relatively large profits.