Student-origin student loan is the National Development Bank.
Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. The loan is a credit loan, and the students and their parents (or other legal guardians) are * * * and the borrower, and both parties are responsible for repayment.
Financial institutions of student-origin credit student loans are mainly undertaken by China Development Bank, and other banking financial institutions are encouraged to carry out this business. The specific undertaking bank shall be determined by the local finance, education and banking supervision departments in consultation with the China Development Bank and other financial institutions.
CHINADEVELOPMENTBANK is a policy financial institution in China, directly under the leadership of the State Council, and its banking business is supervised by the People's Bank of China, [1], which was established in March 2004 1994. The bank mainly serves the major medium-and long-term development strategy of the national economy by providing medium-and long-term financial services such as credit and investment, and owns subsidiaries such as CDB Finance, China-Africa Fund and CDB Development Fund.
2.202 1 Is the student loan in the bank?
Applying for a student loan requires a bank loan, which varies from place to place. The student loan from Guangdong Rural Credit Cooperatives is better.
3. Which bank is the student loan?
At present, China Bank, China Industrial and Commercial Bank, China Construction Bank and China Agricultural Bank are the four major state-owned banks that offer national student loans.
If you want to apply for a student loan, you can apply to the National Development Bank, and some areas also have rural credit cooperatives.
Student-origin student loans are handled at the Student Financial Assistance Management Center of the local education bureau.
Students who apply for student-origin student loans, with their ID cards, household registration books, college admission notices (freshmen) or college student ID cards (students), go to the district (city) or county student financial assistance management center where their household registration is located to receive the application form and fill in the personal information of the students and their parents (or other legal guardians).
After that, the applicant will send the application form to the street (township) civil affairs department for review, affix the official seal and return it to the district (city) county student financial assistance management center. The district (city) county student financial assistance management center conducts a preliminary examination of the application form, submits it to the loan bank, and the loan bank signs a loan agreement with the applicant, and lends after the final examination meets the requirements.
4. Which bank can college students apply for a student loan?
That's not true.
Students from poor families need to apply for national student loans from local banks through their schools.
In principle, students apply once during their school days, and the bank issues national student loans by stages.
Application and procedure of student-origin student loan:
(a) the loan acceptance department
Student Financial Assistance Management Department of the Education Bureau of the county (city, district) to which the borrower belongs.
(2) Prepare materials
After preparing the above poverty proof materials, identity proof materials and a bank passbook, register with the student financial assistance management department of the county (city, district) Education Bureau and receive the Application Form for Student Credit Loan of China Development Bank (hereinafter referred to as the Application Form). The borrower needs to complete the application form and seal it completely.