1. In any of the following circumstances, and can provide legal and valid certificates according to the regulations, you can consult your unit and apply for withdrawing the storage balance in your housing provident fund account:
2, the purchase, construction, renovation and overhaul of owner-occupied housing with ownership;
3. Retired;
4. Completely losing the ability to work or severely disabled, which is one of the common situations, and dissolving or terminating the labor relationship with the unit;
5. Settle abroad or settle in Hong Kong, Macao and Taiwan;
6, to repay the principal and interest of the purchase of owner-occupied housing loans;
7. The monthly rent of the rented house exceeds15% of the monthly salary of the family;
8, migrant workers and units to terminate (terminate) labor relations;
9. The employee dies or is declared dead;
10, who is enjoying the minimum living guarantee or special hardship relief for urban residents;
1 1, who has not been re-employed for more than one year after terminating the labor relationship with the unit;
12. Employees or family members have accidents due to major diseases, or serious injuries, and family life is difficult;
13. Family life is seriously difficult due to natural disasters or other emergencies.
Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund: In any of the following circumstances, employees may withdraw the storage balance in their housing provident fund accounts:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.