According to the relevant provisions of the unit occupational annuity method, the proportion of the unit paying the occupational annuity fee is 8% of the total salary of the unit; The proportion of individual contributions is 4% of my salary. In other words, the payment base of occupational annuity is the same as that of basic old-age insurance.
The difference between enterprise annuity and individual annuity is as follows:
1. Enterprise annuity is a system in which enterprises take the lead, specify annuity opportunities according to development needs, assist employees to participate in enterprise annuity and pay fees, and help them receive enterprise annuity after they meet the conditions for receiving it;
2. Personal annuity mainly refers to the relevant treatment that individuals get after participating in insurance access protection.
To sum up, occupational annuity refers to the supplementary endowment insurance system established by institutions and their staff on the basis of participating in the basic endowment insurance of institutions and institutions.
To sum up, the contribution ratio of occupational annuity units and individuals is 8% for employees and 4% for individuals. According to the relevant provisions of the unit occupational annuity method, the proportion of the unit paying the occupational annuity fee is 8% of the total salary of the unit; The proportion of individual contributions is 4% of my salary.
Legal basis:
Article 12 of the Interim Measures for the Administration of Enterprise Annuity Funds
Institutions and institutions that establish occupational annuities shall perform the following duties
(a) to declare the occupational annuity payment to the social insurance agency that manages its basic old-age insurance.
(II) The occupational annuity payment of government agencies and institutions shall be transferred to the occupational annuity fund collection account established by the social insurance agency that manages their basic old-age insurance according to relevant regulations, and the funds from the occupational annuity fund collection account of the social insurance agency below the provincial level shall be collected into the occupational annuity fund collection account of the provincial social insurance agency in time to ensure the integrity, safety and independence of the funds. Measures for the establishment and management of occupational annuity fund collection accounts shall be formulated separately.
(3) According to relevant regulations, when the staff of this unit retires, goes abroad to settle down, dies, etc. , they apply to the social insurance agency that manages their basic old-age insurance to help pay the occupational annuity treatment; When the staff of this unit changes their work units, they shall apply for account transfer to the social insurance agency that manages their basic old-age insurance, and assist in the transfer of occupational annuity accounts; In case of the above or other relevant circumstances, the staff of this unit shall apply to the finance at the same level for recording the allocated funds.