Some people never buy funds, but there are usually reasons for not buying funds. Funds are a kind of financial management behavior, so why don't some people buy funds? What's the reason? We have prepared relevant contents for your reference.

reason 1: conservative investors

if they are conservative investors, they will think that the fund is a risky investment, and it is possible to lose the principal in a bad market, so they will not choose to buy the fund, and will give priority to bank time deposits when choosing.

although bank time deposits are illiquid and have a term, the funds in them are guaranteed capital and interest, followed by structured deposits, which are also a kind of deposits, so they will be more popular with conservative investors, while funds are risky, so they will not choose and are afraid of losing their principal.

Reason 2: Aggressive investors

If they are aggressive investors, they will generally think that the risks and benefits of funds are not as big as those of the stock market, so they will not buy funds, but will choose to put them in the stock market to speculate, because the price of stocks is generally higher than that of funds, and when the market is good, they will earn more, but at the same time the risks will increase.

reason 3: investors who know about the stock market

investors who know about the stock market have a certain basic knowledge of stock trading and a comparative understanding of stocks. When managing money, they are more willing to operate by themselves rather than fund managers, thinking that it is faster to get money from stock trading.

When buying and selling funds, we should pay attention to the risks of funds. If you can't bear the risks and are a conservative investor, it is generally not recommended to buy funds. Secondly, you can choose the stock market if you want to pursue higher returns, but the risk of the stock market is great, so you should be cautious in stock trading.