There are the following differences between funds and entrusted financial management:

Purchase threshold: the starting point of fund purchase is generally around 1 1,000 yuan, while the starting point of entrusted wealth management purchase is generally above 50,000 yuan;

Liquidity: funds are highly liquid and can be redeemed at any time (some are closed and cannot be redeemed at any time), while entrusted wealth management generally has a fixed term, except for specific products, which can only be redeemed at maturity;

Risk: the principal risk of most funds is higher than that of entrusted wealth management;

Income: the fund is managed and operated by the fund company, and the net value of the fund is announced every trading day; Entrusted financial management is managed and operated by China Merchants Bank, and the rate of return is announced by the bank;

Handling fee: most funds charge subscription and redemption fees; Except for specific products, most entrusted wealth management has no subscription and redemption fees. ?

If you buy with our card, I suggest you go to our outlets to consult the wealth management manager for relevant consultation.