Because considering that the fund market and fund type of each fund are different, the risks and returns will be different, and the net value of the fund will be different, so I will explain it to you in the form of examples. Details are as follows:
There are many kinds of funds. Take the money fund with the least risk as an example: suppose an investor buys a fund at 1 1,000 yuan, and the expected annualized rate of return for seven days is 2%, then the annual return is 1 1,000 * 2% = 20 yuan. Although the money earned is relatively small, it is relatively stable, and the possibility of holding losses for a long time is very small, but the income is generally small.
For high-risk stock funds, hybrid funds, index funds and other types, the fund fluctuates greatly, and it is impossible to accurately calculate how much money can be earned, depending on the fund's rate of return. Some investors may make money, while others may lose money.
For example, it is possible that some equity funds have a good increase of 20%~30% a year. Suppose an investor buys a stock fund with a price of 1 1,000 yuan and expects the fund to increase in value by 20%, then the annual income is: 1 1,000 * 20% = 200 yuan, but it is the same at the time of loss.