CITIC Bank sells a lot of funds, and the handling fee is also very low, with a minimum discount of 40%. However, if you plan to make a fixed investment, you can choose a fund with a back-end fee, so there is no handling fee when you buy it every month, but you have to hold it for the time specified by the fund company (ranging from 3 to 10 years) before you can redeem it, and there is no handling fee. In the long run, you can save a lot of fees.

You can bring your ID card and bank card to the website of CITIC Bank to handle the fixed investment business. If you open online banking, you can operate it yourself in the future, which is very convenient.

Only need to explain when handling, if you want to invest in the fund, you can hold the fund for more than three years if you charge the back end. The bank will also help you choose.

Not all funds have back-end fees.