Fixed investment of funds has become the first choice of many investors, because it is a relatively safe, stable and very convenient investment method. Many people don't know that it is more appropriate to invest in funds for several years, which is also one of the most concerned issues for many investors. In this article, we will elaborate on this point.
What we need to be clear is that the investment cycle of the fund's fixed investment is a relatively long-term process. Generally speaking, investors are advised to hold funds for at least three years. This is because the income of the fund can not be revealed in a day or two, and it takes a relatively long time to realize it. At the same time, there have been some fluctuations in the fund market. If you only invest for one or two years, you are likely to lose money because of market fluctuations.
The investment cycle of the fund's fixed investment also needs to be adjusted according to the actual situation of the individual. If your investment goal is short-term, for example, you need to use the money in a year or less, then it is recommended not to choose a fixed investment fund. Because the fund's income is relatively long-term, if money is needed in the short term, there may be losses when the market fluctuates. If your investment goal is medium and long-term, such as more than three years, then the fixed investment of the fund is a very good choice.
Investors should also consider their own risk tolerance when choosing the time period of fixed investment. If you are a risk-averse investor, you can appropriately extend the investment cycle, such as more than five years. If your risk tolerance is not strong, you can choose a shorter investment cycle, such as about three years.
The investment cycle of the fund's fixed investment needs to be adjusted according to the actual situation of the individual. Generally speaking, investors are advised to hold the fund for at least three years and choose the investment cycle according to their risk tolerance. Only in this way can we get a better return on investment and reduce investment risks.