There is no definite amount. 1000000 yuan far exceeds the deposit threshold of 200000 yuan, which is higher than the starting point of 6 million yuan for top VIP private banking services. Moreover, at this level of funds, not only can you get super-high returns, but you can also enjoy many additional services. The annualized rate of return of this 1 000 yuan is 9%, that is, the high income of 90% Wan Chao a year will be much higher than the income of tens of thousands or hundreds of thousands of funds to buy wealth management. Yes, there is an essential difference between financial management and deposit. The initial purchase amount of financial management is 50,000 yuan. According to the current market situation, it is not difficult to buy 5% income wealth management for 50 thousand yuan. 500,000 yuan can go to a trust company to buy about 6% trust, 6,543.8+0,000 yuan can buy bank-specific high-yield wealth management, and 6,543.8+0,000 yuan can buy customized wealth management. This kind of customized financial management is the fist product that silver attracts rich people. A year ago, I saw a bank's products worth 6,543,800,000 yuan, with an expected annualized rate of return of 8%. This product is more common in relatively small banks.