1. Domestic individuals and qualified overseas individuals, provided that foreign (China permanent residence permit holders) or customers from Hong Kong, Macao and Taiwan who work or live in China can open fund trading accounts at China Bank outlets. Overseas institutions do not support fund transactions for the time being.
2. The normal online trading time is 9:00- 15:00 on working days, and the online trading time for subscription is 9:00- 16:00 on working days. The fund account can be opened and closed during the business hours of outlets (including weekends and holidays).
3. Subscription, subscription, redemption, fund conversion and modification of dividend distribution methods must be handled during normal online trading hours, and offline trading hours support pending transactions; Transfer-in and transfer-out transactions of sub-custody must be processed during normal online time, and pending transactions are not supported during offline time; Other transactions support 7*24 hours trading.
4. BOC system supports cross-provincial transactions and 7*24-hour transactions of most open-end fund businesses, among which cross-provincial transactions are:
(1) Transaction category: subscription, subscription, fixed investment, redemption, transfer-in, transfer-out, transfer-in, modification of dividend distribution method, pending order and withdrawal;
(2) Account category: opening fund trading account, canceling fund trading account, canceling the relationship between trading account and TA account, registering TA account, canceling TA account and modifying trading account information.
5. At present, only the electronic debit card of China Bank is accepted as the medium of fund transaction.
6. The principle of "amount subscription and share redemption" shall be applied to fund transactions. Subscription by amount means that investors apply according to the subscription amount when purchasing funds; Share redemption means that when investors sell funds, they apply according to the selling share.
7. The subscription and redemption adopts the principle of "unknown price", that is, the subscription and redemption price of the Fund is calculated based on the net asset value of the fund unit on the application day.
8. Fund investors can handle fund business at any of our agency outlets. Before the fund transaction, the fund investor must open a fund settlement account, a bank transaction account and an associated fund account in real-name registration system in a bank agency in China.
9. Individual investors must complete the assessment of the risk tolerance of individual customers before conducting fund transactions, and the assessment results will be entered into the system by the teller. Every time an investor initiates a fund redemption application, the investment product sales system (IPDP) will check the risk tolerance level of the customer with the risk level of the fund product. If it does not match, the customer needs to confirm before further transaction.
10. When handling fund account transactions and inquiring about transactions, fund investors must bring valid identity documents, electronic debit cards from China Bank and fill in a complete business application form.
1 1. In order to protect the privacy of customers' information and property and prevent business risks, among the three major types of business of the Fund, the account category must be handled by customers at the counter in person; In principle, agents are not allowed to handle transactions and inquiries on their behalf. Under special circumstances (such as customers over 70 years old and suffering from serious illness, etc.). ), they can handle and provide materials according to the requirements of the agent:
(1) Original ID of the agent;
(2) The original customer identity certificate;
(3) bank card+bank card password;
(4) the transaction power of attorney signed by the customer himself.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.