25 kinds of major diseases

1 malignant tumor-excluding some early malignant tumors

2 acute myocardial infarction

3 sequela of stroke-permanent dysfunction

4 major organ transplantation or hematopoietic stem cell transplantation-requiring allogeneic transplantation

5 coronary artery bypass grafting (or coronary artery bypass grafting)-requiring thoracotomy < p Uremic stage of energy failure)-more than 7 limbs missing in dialysis treatment or kidney transplantation

-complete disconnection

8 acute or subacute severe hepatitis

9

benign brain tumor-requiring craniotomy or radiotherapy

1 decompensated stage of chronic liver failure-excluding encephalitis sequela's or meningitis sequelae caused by alcoholism or drug abuse. Deep coma-excluding deafness in both ears caused by alcoholism or drug abuse

13-permanent irreversibility Note: If the insurance company only undertakes the protection responsibility of the insured after a certain age, it must be indicated in the subtitle.

14 Blindness-Forever Irreversible

Note: If the insurance company only undertakes the protection responsibility of the insured after a certain age, it must be indicated in the subtitle.

15 paralysis-permanent and complete

16 heart valve surgery-requiring thoracotomy

17

Severe Alzheimer's disease-complete loss of independent living ability Note: If the insurance company only undertakes the guarantee responsibility of the insured before a certain age, it must be indicated in the subtitle.

18 Severe brain injury-permanent dysfunction

19 Severe Parkinson's disease-complete loss of independent living ability Note: If the insurance company only undertakes the guarantee responsibility of the insured before a certain age, it must be indicated in the subtitle.

2

Severe third degree burns-at least 2% of the body surface area

21 Severe primary pulmonary hypertension-heart failure

22 Severe motor neuron disease-complete loss of independent living ability

Note: If the insurance company only undertakes the guarantee responsibility of the insured before a certain age, it must be indicated in the subtitle.

23 Loss of language ability-complete loss and active treatment for at least 12 months

Note: If the insurance company only undertakes the guarantee responsibility of the insured after a certain age, it must indicate in the subtitle

24 Severe aplastic anemia

25 Aortic surgery-thoracotomy or laparotomy is required.