Most of the funds are returned by the bank according to the fund share, and there is no regulation on how much can be returned, depending on how much money is left in the fund at the time of liquidation. Try to avoid choosing a fund with a scale of less than 50 million yuan, pay attention to the dynamics of the fund manager and fund scale during the fund holding period, and redeem the fund in time if any abnormality is found.

What is capital settlement?

Fund liquidation refers to the realization of all fund assets and the distribution of the proceeds to the holders. According to the relevant laws and regulations of China Fund, the fund liquidation is stipulated in the fund contract when the fund is established. The general meeting of fund holders may amend the fund contract and determine the liquidation time of the fund. With the approval of China Securities Regulatory Commission, the fund manager has the right to announce the termination of the fund.