One-time purchase of this kind of capital lending method requires strong timing ability. If the purchase timing is not good, even if the fund itself is good, the lender may lose money with a high probability. The premise of one-time investment hypothesis is that there is no follow-up funds to cover the position to reduce the cost, so lenders need to have certain ability to control the market. If you don't know enough about the market, you can always pay attention to the profit and loss situation and take profit according to the following methods:

1. Stop loss line: If you continue to fluctuate and fall after buying, you can stop loss according to your risk preference. If the risk appetite is low, you can set a stop loss line of 8%~ 10%, and if the risk appetite is high, you can set a stop loss line of 15%~20%. This needs to be thought out before buying, and then strictly implemented to avoid the mentality of "broken cans and broken falls".

2. Take profit line: theoretically, there is no unified take profit line, but on the basis of profit, when it falls to a certain range in a short time, the fund will redeem the guaranteed profit.

Second, long-term fixed investment.

The biggest advantage of the fund's fixed investment is that it weakens the timing. Even if a fixed investment is started at a high point, the average cost will be lowered by the chips bought in the subsequent decline. If you follow the fixed investment method, plus the conditions of take profit, take profit 30% and 50%, stop loss 65,438+00% and stop loss 20%, the yield will become: 30% take profit > 50% take profit > more take profit > 20% stop loss > 65,438+00% stop loss. Therefore, the appropriate profit-taking operation of the fund's fixed investment can improve the income of the fixed investment, while the fixed investment with stop loss is not as high as doing nothing.