In recent years, more and more people choose to emigrate, among which a few people have settled in the United States. But in China, most people have bought social security for a certain period of time. What if I live abroad and pay social security for many years in China? Tell everyone below, welcome to read!

What about social security after 5 years of dissatisfaction with living abroad in China/kloc-0?

According to the relevant regulations, if the insured person leaves the country to settle down before retirement, the amount stored in his personal account will be returned to the insured person, and the pension insurance relationship will be terminated. However, it is also possible not to surrender. Because some people consider coming back after going abroad, continuing to work in China, and finally supporting the elderly in China. Once you surrender, the payment period will be accumulated again.

I have paid in China for 15 years and left China before my retirement age. Can I go through retirement formalities when I reach retirement age?

According to the current policy, after the social security payment reaches 15 years, you can apply for retirement and receive a pension. At retirement age, even if you have the nationality of other countries, you can still apply for retirement and receive a pension in China. Moreover, living abroad, it is not difficult to receive a domestic pension, and there is no need to return to China to receive it. It is reported that when retirees are abroad after retirement, social security agencies can send their monthly pensions to the insured. The annual pension qualification certification can also be sent back to China after being certified by the local China Embassy.

What should I do if I really want to surrender?

It is worth noting that when surrendering, only the provident fund can be returned to the individual in full, and the pension can only be returned to the individual.

1. Medical insurance cancelled

That is, take out the money in the medical insurance at one time. In addition to the original and photocopy of the American passport and the original and photocopy of the cancellation certificate, there must also be a certificate of termination of the contract issued by the original unit. If not, you have to take the basic medical insurance reduction personnel roster to the medical insurance center, and go through the relevant procedures with the original certificate to prove that you have terminated the contract with the original unit.

2. Print personal account payment details

Take the original and photocopy of the American passport, the original and photocopy of the cancellation certificate, the photocopy of the ID card, and the employee pension manual, and print out the details of personal account payment at the pension insurance center.

3. Issue special receipts for social security funds.

Go to the personnel department of the original unit, ask the person in charge of endowment insurance to open a special receipt for social security fund and affix the official seal of the unit, and then go to the endowment insurance center for review with all the materials.

Get the money

The endowment insurance center will transfer the money in your account to the original unit account at one time, and then you will go to the original unit to collect the money.

Account cancellation of provident fund

When closing the account, in addition to the provident fund card, you should also bring the original and photocopy of the US passport, the original and photocopy of the account cancellation certificate, the photocopy of the ID card or the photocopy of the China passport. After the final approval of the provident fund management center, they will cancel the account and take out all the provident fund in the account.

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Further reading: Which state is better for American immigrants?

Massachusetts

Massachusetts is one of the earliest 13 states established when the United States became independent, belonging to New England in the northeast of the United States. Quanzhou has a mild climate. Four distinct seasons, short summer and long winter.

Comprehensive score: b

Per capita expenditure of students: $65,438 +0408 1 (American ranking 1 1).

Graduation rate of senior high school students: 87.3% (national ranking 13)

American universities located in this state are:

Harvard University, Massachusetts Institute of Technology, Tufts University, Boston College, Brandeis University, Boston University, Northeastern University, Clark University, University of Massachusetts at amherst, etc.

New Jersey

New Jersey is the fourth smallest and most densely populated state in the United States. Its state is nicknamed "Garden State". East Americans also call it New South Wales. New Jersey is usually divided into the mid-Atlantic region of the United States, which is also a state in the east, and can also be divided into the northeast region.

Comprehensive score: b

Per capita expenditure of students: $65,438+05,946 (ranked 6th in the United States).

Graduation rate of high school students: 89.7% (ranked second in the United States)

American universities located in this state are:

Princeton University, New Jersey Institute of Technology-Newark Campus, Stevens Institute of Technology, Rutgers University New Brunswick RUNB, New Jersey Institute of Technology NJIT, New Jersey State University, etc.

Vermont

Vermont is a state in New England in the northeastern United States. Massachusetts in the south, new york in the west, Quebec in the north and Connecticut River in New Hampshire in the east.

Comprehensive score: b

Per capita expenditure of students: $65,438+09,654 (national ranking 1).

High school graduation rate: 87.7% (national ranking 1 1)

American universities located in this state are:

Bellington College, Burlington University, castleton State College, Chaplin College, San Jose College, Vermont Community College, Goddard College, Green Mountain College, Johnson State College, Lamback College, State Linden College, etc.

Extended reading: three benefits of American immigrants

Educational welfare

In the United States, primary and secondary education is compulsory. Children of American immigrants can directly enjoy local compulsory education. After getting the green card, immigrant children can also compete fairly with American students for school scholarships. After entering the university, you can freely choose colleges and universities, and only offer majors selected by local students, and the tuition fees are greatly reduced.

Employment welfare

After getting a green card, investors can work independently in the United States. Those jobs that were not open to foreigners can also be chosen at will. Investors only need to register with the relevant departments, and then they can engage in various occupations.

Pension benefits

For Americans, old-age care includes three aspects: social basic old-age insurance, enterprise supplementary old-age insurance and personal savings plan. Investors who immigrate to the United States can enjoy basic free medical care after retirement and can also buy private medical insurance. Low-income people will also receive medical subsidies, while the elderly over 65, the disabled and other people with inconvenient life can get non-medical care.