Zhao Gao Bank's app Experience Fund is reliable. China Merchants Bank's wealth management products are definitely reliable from the perspective of the platform. The platform is formal and has been audited by the state. The wealth management products inside are mainly divided into self-operated and consignment. Self-management means that banks sell themselves. China Merchants Bank's financial management is still relatively safe. China Merchants Bank's wealth management products, such as daily profit and daily gold series, are similar to money funds, with relatively stable investment income and relatively small loss risk, which are more suitable for investors with short-term sound financial management. In addition, China Merchants Bank has some other types of wealth management products, and the general risk and income are inversely proportional. The higher the income, the greater the possibility of loss risk. Investors are advised to choose appropriate financial products carefully. The above contents are for reference only.