Individuals can pay endowment insurance independently, and they can choose different grades to pay. 60% to 300% of the average social wage. The average social wage will be announced by the local bureau of human resources and social security every year. Buying 60% means paying at the lowest price.

The payment base of endowment insurance for flexible employees can be divided into five grades according to the local average salary in the previous year. Flexible employees can choose one of the payment bases and then pay according to the payment ratio.

The first gear: 60% of the average social security salary;

The second gear: 70% of the average social security salary;

The third gear: 80% of the average social security salary;

The fourth gear: 90% of the average social security salary;

The fifth gear: average social security salary 100%.

The above five files are the payment base of endowment insurance for flexible employees. After choosing the first gear, you can pay 20% of the old-age insurance premium, of which 8% is deposited in your personal account. Medical insurance contribution rate 12%.

Extended data:

Collection and payment of endowment insurance for flexible employees

The pension insurance for flexible employees has different payment years and grades, and the collection standards are also different.

1, in which the payment has reached 15 years: monthly basic pension = basic pension+personal account pension. Among them, the basic pension = the average monthly salary of local employees in the previous year when I retired ×20%, and the personal account pension = the amount stored in the personal account/120.

2, the local implementation of unified account combined with the reform of the old-age insurance system to participate in the work of the former state-owned, collective enterprises or institutions, after the termination of labor relations, according to the urban flexible employment approach to insurance, after retirement, its monthly basic pension according to the urban enterprise employee pension plan hair method.

3. If the payment is less than 15 years, and the flexible employees are unwilling to continue to pay, they cannot enjoy the basic old-age insurance benefits on a monthly basis, and the accumulated amount in their personal accounts and the part included in the overall fund from the old-age insurance premiums paid by individuals are paid to them in one lump sum, and the old-age insurance relationship is terminated at the same time.

References:

Baidu encyclopedia-endowment insurance for flexible employees