National debt is a very high level of investment stability. You can get relatively stable income by buying government bonds. Generally, the yield of three-year treasury bonds is around 5%, which is one percentage point higher than that of three-year time deposits. Funds are another way of investing. There are many kinds of domestic funds, which are relatively convenient to buy. The return rate of domestic funds is usually low, around 4%-7%. If you invest in overseas funds, you can get more choices. For example, you can buy thousands of overseas funds in Hong Kong, and the income may be more flexible. Investment and financial management is a way that civil servants can consider. Civil servants can use part of their funds for fund management according to their personal income. This kind of fund financing is very suitable for civil servants and office workers, especially for long-term investment, which can provide a stable source of funds for retirement.
What does the guarantee responsibility include?