Securities investment fund: refers to the collective investment mode that funds are raised through public offering of fund shares, managed by the fund custodian and managed and used by the fund manager, and securities investment is made in the form of asset portfolio to seek benefits for fund share holders. (The United States is called * * * mutual fund, the United Kingdom is called unit trust fund, and Japan and Taiwan Province Province are called securities investment trust funds, which originated in the United Kingdom).

Characteristics of securities investment funds

1, collective investment. (Collect scattered funds and hand them over to professional institutions to invest in various financial instruments in order to increase the value of assets)

2. spread risks. (Reduce risk through scientific investment portfolio)

3. Professional financial management. (Give it to a professional institution for investment in the form of trust)

Classification of securities investment funds

1, depending on the organizational form. (Contract funds, company funds)

2, according to the different operation modes. (Closed-end funds, open-end funds)

3. according to the investment object. (Equity funds, bond funds, money market funds, derivative securities investment funds)

4. According to the investment target. (Growth Fund, Income Fund, Balance Fund)

5. Different investment ideas. (active fund, passive fund)

6. Special funds. (ETF, LOF, capital preservation fund, QDII, graded fund)

Different types of funds have different risks.