Usually, we invest in fixed funds every working day, every week and every month. Of course, we can use different methods to establish a bull market and a bear market by judging the market situation. If it is unpredictable, it is recommended to use the general fund fixed investment method. In a bull market, income will be lower; Bear market, finally harvest the smile curve, outperform the market, outperform regularly. We have to buy at the low point of the market. Many people don't know this. They just listen to others to buy funds, follow suit, and only buy at the low point of the market, so that our principal is safe and the benefits are greater.
what kind of fund you buy depends on your investment style. Money funds can be purchased at any time, which is equivalent to bank deposits. Equity funds are risky but have high returns. The risk of hybrid funds is slightly lower than that of equity funds. When we consider what fund to buy, we should first observe the performance of the fund. Generally speaking, we should look at the annualized income of the fund. I think the general annualized income should reach at least 15 points, and we can't see the short-term ranking of the fund. Second, we should look at the size of fund companies. Generally speaking, it is definitely safer to choose large or small funds than small funds.
when we choose a fund at a low point according to our own requirements, we will rest assured not to sell it often. after all, the short-term transaction cost of the fund will be high. When we choose to buy low, we can wait for the market to rise, and when we reach the expected high, we can sell. In fact, funds can be bought and sold all day, but here we should pay attention to an important time point, that is, 3 pm.
the previous trading operation will be traded at the next 3 o'clock. Please note that time is irreversible, and the operation at 4 pm will not be traded at 3 pm. The example here is worthy of general funds, QDII funds may be different. Another way to judge the best time to buy and sell funds is to judge the market. This kind of judgment is the most difficult. There are no specific data like valuation and profit stop loss point. On the contrary, it is based on your grasp of the market. This method is not suitable for novices, and even veterans may not be able to judge well.