The first one is the UnionPay model, which is commonly referred to as the third-party settlement model. Simply put, it is a model involving fund companies, UnionPay and banks. Users need to apply for UnionPay cards, the network of fund companies and the network connection of UnionPay, and settle accounts through UnionPay and related banks.
The second mode is the "silver-based link" mode similar to "Bank-Securities Link". This model is one-to-one, that is, the cooperation between fund companies and consignment banks. Investors use the bank card of the bank to register as a "Yinjitong" user on the bank's website, and then use the bank card to apply for (approve) the fund products that cooperate with the bank. Take China Merchants Fund's online application for subscription and redemption as an example. The Yinjitong model is that customers apply for a bank card (all-in-one card) after opening an account in China Merchants Bank, and then they can use this card to open a capital account in China Merchants Bank, and finally apply for (recognize) subscription and redemption directly through China Merchants Bank.
The third mode, network link mode, can also be called additional mode. This mode is an online trading mode based on the first two basic technology platforms and trading modes. It has little innovation in technology, and its essence is still the first two basic models. The additional mode is mainly embodied in two forms: online fund supermarket; Fund group purchase.
Redemption of open-end funds on the fund company website;
First of all, you need to open an account on its website and enter information such as account transaction method, transfer account number and account password. And you need to set your trading password on the fund company's website to ensure the security of the transaction. After all the settings are completed, you can log in to buy and sell funds.