2. It is best to apply within three months after the baby is born, because many places have opened a "green channel" for the baby, that is, apply for a medical insurance card within three months after the baby is born, and enjoy medical insurance benefits from the date of birth.

3. If it is more than three months but less than one year, you will enjoy medical insurance benefits from the next month. Those over one year old will have to wait for 65438+ 10/month 1 next year to enjoy medical insurance benefits.

4. After handling the medical insurance card, the individual will give some money and financial subsidies. You can use this money to buy medicine. Children's resistance is poor, and they can get financial subsidies for medical insurance cards.

5. If the baby is sick and hospitalized, he can be reimbursed according to a certain proportion after handling the medical insurance card. The reimbursement rates of first-,second-and third-level hospitals are 80%, 70% and 60% respectively, and the maximum payment limit of the overall fund is 50,000 yuan, and the maximum payment limit of medical insurance for serious illness reaches 6,543,800 yuan.

6. You should bring your household registration book, parents' ID cards and one-inch photos of newborns with blue or red backgrounds to the street or community labor and social security office where your household registration is located to go through the insurance procedures.