1. It is best to choose a fund with back-end charges for fixed investment, so that there is no handling fee when you buy it every month, but you can redeem it after holding it for the time specified by the fund company (ranging from 3- 10 years), and there is no handling fee. In the long run, you can save a lot of fees and buy more funds.

Although fixed investment can spread risks, I suggest buying several funds at the same time.

3. To choose a fund company with good strength and stable team, you can go to Tian Tian Fund Network, where there is a screening function that is very user-friendly, and you can see the ranking and income of all funds.

4. At present, the Shanghai and Shenzhen stock markets are relatively low, which is a good opportunity for fixed investment. When choosing a specific fund, it depends on the fund manager, fund size and past performance. If you are afraid of choosing the wrong fund, you can choose an index fund, which is more secure.

I bought two fixed investments at CCB. Now the stock market index is low, and I don't pay attention to it. After all, it is a long-term investment. Which two funds are specific? I forget. For Chinese businessmen, it seems to be a double motivation and a prosperous time.

I hope it helps you!