Necessary information for mainlanders to open an account in Hong Kong:
1. A Hong Kong and Macao pass or passport with more than 6 months before the endorsement expires;
2. Proof of residential address within 3 months, referred to as "address certificate";
3. To open an account with a sufficient amount, some banks require to deposit a certain amount of Hong Kong dollars;
4. Mainland ID card;
Further reading ~ There are actually many types of bank accounts in Hong Kong. Zhuoyouwang suggests that you choose "comprehensive wealth management account", which includes the following account types:
1. Hong Kong dollar savings account, which bears interest, but it is basically negligible, much lower than that in China. However, if you need to withdraw money from the ATM, you can only withdraw money from the Hong Kong dollar savings account. Even if you withdraw money from the ATM in the Mainland, you can't withdraw money from the RMB account, but only from this account.
2. There is no interest on the deposit in the current account of Hong Kong dollars, but if you need to write a check or trade stocks, you can only deposit the money into this account. Although this account is one of the accounts in the consolidated account, it still has a separate account number. Take HSBC/Hang Seng Bank as an example, the consolidated account number is 12 digits, the first nine digits of the current account are the same, and the last three digits have the mantissa of 1. If you need to collect money or transfer money to the current account, you can directly use this number to collect money.
3. Time account, both Hong Kong dollars and foreign currencies can be used as time deposits. The regular interest rates of some foreign currencies are higher than those in China.
4. foreign currency savings account, ten commonly used foreign currencies+RMB, which can be traded and exchanged online at any time, and can be used for foreign currency collection and speculation. If you collect money, you can directly provide the number of the comprehensive account, and it will be automatically deposited in the corresponding foreign currency account.
5. Gold account, commonly known as paper gold, has no physical object, and of course there will be no interest. The unit is money (decimal), which is used for speculating gold.
6. Stock account is used for stock trading
7. Fund account is used for buying and selling funds.