provident fund loans can be used in different places.

First of all, some cities, such as Beijing, Shanghai, Chongqing, Hangzhou, etc., have realized nationwide housing provident fund loans in different places. Residents of these cities can apply for using their provident fund to purchase houses with loans nationwide. Secondly, some areas only support loans from different places in the province, that is, the provident fund can only be used in cities in the province where the depositor is registered. For example, Zhengzhou, Nanjing, Shenyang, Jinan and other cities have only achieved loans from different places in the province. In addition, some cities have the policy of inter-city loan, that is, the provident fund can be used inter-city in several designated cities.

The process of mortgage repayment of provident fund is as follows:

1. Apply: The borrower needs to bring his ID card, provident fund card and other relevant materials to the housing provident fund loan bank to apply. If the husband and wife are in the same loan, they also need to provide relevant supporting materials such as marriage certificate.

2. Examination and acceptance: The bank staff will examine and accept the application according to the materials provided by the borrower.

3. signing an agreement: the borrower needs to sign an application for early repayment of personal loans, a power of attorney for drawing housing provident fund to repay loans and instructions for applying for housing provident fund to repay loans. These documents clarify the borrower's willingness and specific operation methods to use the provident fund to hedge repayment.

4. audit implementation: the housing provident fund loan bank will send relevant materials to the municipal provident fund center for audit, and the qualified ones will be issued by the municipal provident fund center and sent to the deposit bank for account deduction.

to sum up, provident fund loans can indeed be used in different places, but the specific feasibility and specific policies need to be determined according to the specific provisions of the place of deposit and the place of purchase.

Legal basis:

Regulations on the Management of Housing Provident Fund

Article 15

If a unit employs employees, it shall register the deposit with the housing provident fund management center within 3 days from the date of employment, and go through the formalities for the establishment or transfer of employee housing provident fund accounts. Where the unit terminates the labor relationship with the employee, the unit shall, within 3 days from the date of termination of the labor relationship, handle the change registration with the housing provident fund management center, and handle the transfer or sealing procedures of the employee housing provident fund account.