The "2014 National Situation Report on Rural Elderly Care in China" shows that while 60% of the elderly in rural areas have no savings and 30% of the elderly require care for their daily lives, nearly 80% of the elderly in rural areas are still grateful for their current situation, even reporting monthly

The old man who received 60 yuan of labor insurance supplies lamented that he “never thought he could live such a good life.”

The aging level of the rural population is 3% higher than that of the urban population. Information from the National Aging Committee Office shows that in 2013, the proportion of elderly people aged 60 and above in my country reached 14.8%, and the total number increased by 40 million.

According to data from the Sixth National Census, the overall aging population in rural areas is 3% higher than that in urban areas.

The poverty rate of the elderly in rural areas is more than three times that of the elderly in urban areas. In May 2012, the per capita net income of the elderly in urban areas in my country was 4.7 times that of the elderly in rural areas.

From the perspective of poverty rate, among the approximately 10.1 million poor elderly people in urban areas in China, 8.6 million are in rural areas. The poverty standard for elderly people in rural areas is more than three times that in towns and cities.

More than half of the "empty-nest elderly population" practice home care. As an old Chinese saying goes, "Raise children to prepare for old age."

However, in pursuit of houses and companies, a large number of young people are crowding into the city, leaving behind abandoned fields and elderly parents.

Survey data from 12 towns in Harbin in 2011 showed that the proportion of "empty-nest elderly" in rural areas over the age of 60 has exceeded 50%, and 60.8% of rural elderly are worried about their basic source of income.

Rural elderly care services encounter multiple difficulties and challenges: Dilemma 1: Most rural elderly are unwilling to enter nursing homes due to the impact of the traditional humanistic environment and methods in rural areas. The elderly are motivated by "expense", "choice of children", "lack of true feelings in nursing homes" and "

For reasons such as "famousness", they all choose not to go to nursing homes to provide elderly care services. The elderly care service industry lacks understanding of rural elderly people.

Dilemma 2: The "New Rural Insurance" cannot meet the daily needs of the elderly. The new rural social pension insurance is the main position for my country to provide basic living security for the many rural elderly who have not participated in the basic pension for urban and rural residents.

However, the “new rural insurance” still has shortcomings such as few new projects, narrow coverage, and poor protection standards.

In October 2021, the Gerontology Research Office of Renmin University released a survey report. In 2010, only 4.6% of the elderly in rural areas could rely on pension insurance as the main source of income, while the average number among the elderly in urban areas was 24

%.

The government department should be the first person responsible for the elderly care services for farmers. How can the elderly in rural areas rely on elderly care services when they did not pay social security when they were young?

As early as 2011, the People's Daily sparked a heated discussion and pointed out that the proportion of social security expenditures in my country's fiscal revenue and expenditure is far smaller than that of other countries with similar average GDP levels, and the vast majority of social security expenditures are used for urban and rural residents. .

Mu Guangzong, a professor at Peking University’s Population Research Institute, believes that in the social environment of “getting old before getting rich”, rural elderly care services should be multi-funded, multi-faceted and diversified. The country and government departments must shoulder more responsibilities, and government departments should

It is the first responsible entity for farmers’ elderly care services.

"Medical care" is the most urgent demand of the rural elderly today. In addition to "support", "medical care" is also the most urgent demand of the rural elderly today, which often makes them unable to bear it. Some rural elderly people even become poor and become poor due to illness.

In the future, we can also provide rural elderly with a lot of benefits and care at the level of medical equipment: exempting poor families and older rural elderly from participating in the "New Rural Cooperative Medical Insurance", increasing the proportion of medical insurance reimbursement and expansion costs of the "New Rural Cooperative Medical Insurance"

Reimbursement scope.

What are the overseas rural social security rules and regulations like?

France: Implementing grassroots democratic management of rural social security. Based on the uniqueness of farmers and modern agriculture, the German government has created a relatively independent and highly compatible set of social security rules and regulations for farmers.

If the rancher changes his job status, he only needs to meet the minimum insurance purchase period to convert the payment period in the rural social pension insurance into the general social pension insurance.

In addition, French rural social security implements grassroots democratic management. Insurance purchasers not only have a good understanding of the current policies, but also have voting rights in the formulation and implementation of current policies. The vital interests of insurance purchasers can be effectively represented.

Japan: Rural pension service wages are not inferior to those in cities from beginning to end. In 1961, Japan announced the implementation of the people's pension system and entered a period of "dividend insurance for all people". Farmers can receive the same level of pension insurance as urban residents.

In addition, low- and middle-income farmers who are over 60 years old or who belong to daily life maintenance can enjoy participating insurance for free without paying insurance premiums.

Japan also fully supports agricultural and animal husbandry cooperation groups to carry out personal safety insurance, and various social pension insurances are accumulated layer by layer to ensure closeness, allowing Japanese farmers to have the same wages and benefits as urban residents, effectively avoiding rural problems in the process of modernization.