You can open an account directly in a securities company.

Examine your risk tolerance. As the saying goes, know yourself and know yourself. If you choose a product within your risk tolerance, it will make your investment a burden. If you want to know your risk tolerance, investors can determine it through the fund risk tolerance test published on the websites of various fund companies. -From low to high, the average risk rating will have at least three grades: conservative, steady and positive, and some will reach five grades, which will increase the risk tolerance lower than conservative security and the risk tolerance higher than positive enterprising.