As shown in the above figure, enter the fund code or the initials of the fund name in the flush trading interface to purchase. Take Hang Seng Medical etf Fund as an example, enter the code 159892, then enter the purchase quantity, and click Buy.
Buying funds in the stock market has the following trading rules:
1. Most on-site funds are T+ 1 transactions, that is, on-site funds bought on the same day will not be sold until the next trading day. Only a few floor funds are T+0 traded, that is, the floor funds bought on the same day can be sold on the same day, such as Shenzhen Hang Seng Index ETF (510900); Crude oil fund (16 1 129), and some QDII funds in the market.
2. Investors only need to pay the commission fee when purchasing the on-site fund. Different securities companies have different rates, most of which are three ten thousandths.
3. The price of funds in the market fluctuates greatly due to the relationship between market supply and demand, and is updated every ten seconds. Therefore, when investors trade funds on the market, they trade at the market price, not at the net value announced that night like OTC funds.
4. The minimum trading unit for buying on-site funds is 65,438+000 shares, and each purchase must be an integer multiple of 65,438+000 shares.
5. Most on-site funds are limited to 10%, but some special funds are limited to 10%. For example, the science and technology innovation board fund is limited to 20%.
Buying funds in the stock market has the following advantages:
1, lower cost.
Investors need to pay a certain commission fee, which is about three ten thousandths of the turnover, just like buying stocks. According to different securities companies, the standards are different, and off-exchange funds need to pay subscription fees, redemption fees and operating expenses. In terms of transaction costs, it is more cost-effective to buy OTC funds.
2. The funds arrive faster.
When an investor sells a fund in the market, just like selling a stock, the funds will be deposited in the investor's securities account on the same day, and investors can continue to invest with this part of the funds and can only withdraw it on the next trading day; In the OTC redemption of funds, the arrival time is different according to the types of funds traded by investors. General money fund 1 working day, bond fund and stock fund 3-5 working days, qdii fund 7 working days. Judging from the time when funds arrive, it is better to buy on-site funds.
In addition, investors can also use stock accounts to buy OTC funds.
Operating environment of the above steps:
Mobile phone model: Xiaomi 12
System version: MIUI 13
Straight flush version number: 10.58.04