The classification criteria of Class A, Class B and Class C in the fund are mainly based on the charging mode, and different charging modes will have different situations. Among them, Class A belongs to the front-end charging mode, Class B belongs to the back-end charging mode, and Class C does not need to pay the subscription fee, only the customer needs to pay the daily sales service fee. Most C funds are free of redemption fees for more than 7 days, which is very suitable for some short-term customers to invest.
Funds have broad and narrow definitions. Broadly speaking, it refers to a certain amount of funds set up for a certain purpose, such as trust and investment funds, provident funds, retirement funds, etc. In a narrow sense, it refers to funds with specific purposes and uses. Usually, funds mainly refer to securities investment funds. The income of securities investment funds comes from the future, and the performance of the income is inseparable from the performance of the investment target market, which has certain risks.
According to different standards, securities investment funds can be divided into different types:
First, according to whether fund units can be increased or redeemed, they are divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
Two, according to the different organizational forms, can be divided into enterprise funds and contract funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.
Three, according to the different investment risks and benefits, can be divided into growth, income and balanced funds.
Four, according to the different investment objects, can be divided into stock funds, bond funds, money market funds, futures funds, etc.
Note: Pay attention to arrange the proportion of fund varieties according to your risk tolerance and investment purpose. Choose the fund that suits you best and set an investment ceiling for buying some stock funds. Be careful not to buy the wrong fund. Hot money attracts some fake and shoddy products, so we should pay attention to identification.
Pay attention to the future maintenance of your account. Although the fund is easy to worry about, it should not be isolated. We should always pay attention to the latest announcements on the fund's website in order to understand the funds held more comprehensively and in time. Pay attention to buying funds and don't care too much about the net value of funds. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate remains ahead, its income will naturally be high.