2. Check the driver's license and vehicle procedures of the other party, including license plate, annual inspection, driving license and compulsory insurance. Confirm whether the other party is an unlicensed vehicle and whether the driver has driving without a license, drunk driving, etc. If you find any of the above situations, you should call the police immediately and the vehicle cannot move.
3. Take photos of the scene of the accident for evidence collection, a panoramic photo that can explain the location of the accident and several close-up photos of the contact parts of the vehicle. It is best to take photos of drivers and vehicles.
In order to claim compensation from the insurance company in the future, it can be well documented, and at the same time, it can avoid the "default" of the other owner. And after the two sides reached a * * * understanding on the responsibility of the accident, the vehicle will be moved to a place that does not hinder traffic.
4. Both parties call their insurance companies to inform them of the time, place and loss of the accident, and obtain the report number.
After you get the report number, you can fill in the agreement on rapid handling of traffic accidents. If not, it can also be replaced by white paper, but the accident situation, information of both parties, clear responsibility for the accident, and finally sign on the paper.
6. Both parties confirm the contact information with each other, so as to contact the claim afterwards. It should be noted that a unilateral liability accident requires the insurance company of the fully responsible party to settle claims; If both parties are equally responsible for the accident, they can claim compensation from any insurance company.
Extended data:
I. traffic accident compensation Procedure
When handling a traffic accident, the public security organ shall, after finding out the cause of the traffic accident, determining the responsibility for the traffic accident and determining the loss of the traffic accident, convene the parties and relevant personnel to mediate the damage.
The mediation period for damages is thirty days, and the public security organ may extend it for fifteen days when it deems it necessary. For injuries caused by traffic accidents, mediation shall be started from the date of the end of treatment or disability; If a traffic accident causes death, mediation shall begin from the date when the time for handling the funeral ends; If a traffic accident only causes property losses, mediation shall begin from the date of determining the losses.
If an agreement is reached through mediation, the public security organ shall make a conciliation statement, which shall be signed by the parties concerned, relevant personnel and the mediator and take effect after being sealed by the public security organ. The public security organ shall send the conciliation statement to the parties and relevant personnel respectively. Expiration of mediation
If no agreement is reached, the public security organ shall make a mediation conclusion, which shall be signed by the mediator and stamped with the seal of the public security organ and sent to the parties and relevant personnel respectively.
If the mediation fails to reach an agreement or any party fails to perform after the mediation book comes into effect, the public security organ will no longer mediate, and the parties may bring a civil lawsuit to the people's court.
Two. Handling of traffic accidents according to Chapter V of the Regulations for the Implementation of the Road Traffic Safety Law of the People's Republic of China? [ 1]:
Eighty-sixth motor vehicles and motor vehicles, motor vehicles and non-motor vehicles did not cause personal injury or death on the road, and the parties did not dispute the facts and reasons, when recording the time and place of the traffic accident, the name and contact information of the other party,
Motor vehicle number, driver's license number, insurance certificate number, collision location, and * * * and signature, leave the scene, and negotiate to determine the damage by yourself. If a party disputes the facts and causes of a traffic accident, it shall call the police in time.
Article 87 If there is a traffic accident between a non-motor vehicle and a non-motor vehicle or pedestrian on the road, and no personal injury or death is caused, and the basic facts and reasons are clear, the parties concerned shall evacuate the scene first, and then negotiate to deal with the matter of damages. If a party disputes the facts and causes of a traffic accident, it shall call the police in time.
Article 88 If a motor vehicle has a traffic accident, causing damage to roads, power supply, communications and other facilities, the driver shall call the police and wait for treatment, and shall not leave. If a motor vehicle can move, it should be moved to a place that does not hinder traffic. The traffic administrative department of the public security organ shall notify the relevant departments of the accident.
Article 89 The traffic administrative department of the public security organ or the traffic police shall rush to the scene in time after receiving the traffic accident alarm. If there are no casualties and the facts are clear and the motor vehicle can be moved, the parties concerned shall be ordered to evacuate the scene and resume traffic after recording the accident. Those who refuse to leave the scene will be forced to leave.
In the case of a road traffic accident under the circumstances specified in the preceding paragraph, the traffic police may apply summary procedures and issue an accident confirmation on the spot. If the parties request mediation, the traffic police can mediate the dispute over damages on the spot.
If road traffic accidents cause casualties and property losses and require an inquest or inspection of the site, the traffic administrative department of the public security organ shall conduct it in accordance with the work norms of the exploration site. After the site investigation, organize to clean up the site and restore traffic.
Article 90 If a motor vehicle insured with compulsory motor vehicle third-party liability insurance has a traffic accident, and the insurance company needs to pay the rescue expenses for rescuing the injured, the traffic management department of the public security organ shall notify the insurance company.
If the road traffic accident relief fund needs to pay in advance for rescuing the injured, the traffic administrative department of the public security organ shall notify the social relief fund management institution for road traffic accidents.
Article 91 The traffic administrative department of the public security organ shall determine the responsibility of the parties according to the role played by their actions in traffic accidents and the severity of their faults.
Article 92 If a party escapes after a traffic accident, the escaping party shall bear all the responsibilities. However, if there is evidence that the other party is also at fault, the responsibility may be reduced.
If a party intentionally destroys or forges the scene or destroys evidence, it shall bear full responsibility.
Article 93 The traffic administrative department of the public security organ shall make a traffic accident determination within 10 days from the date of on-site investigation. If inspection and appraisal are needed, a traffic accident confirmation shall be made within 5 days from the date when the inspection and appraisal results are determined.
Article 94 If the parties are in dispute over the compensation for traffic accident damage and all parties unanimously request the traffic administrative department of the public security organ to mediate, they shall submit a written application for mediation within 10 days from the date of receiving the traffic accident confirmation.
If a traffic accident causes death, mediation shall begin from the date when the funeral is completed; For injuries caused by traffic accidents, mediation shall be started from the date of the end of treatment or disability; If a traffic accident causes property losses, mediation shall begin from the date of determining the losses.
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