For college students, it is equally important to do their own financial planning, income and expenditure reduction. Today, many college students feel that they have enough money to spend, and the most positive solution is: "open source" applications for work-study students ... these are the OrehlpstudentosinCreaterever.

Justopensourceisnotenough，keyistolearnhowtakecareandplantheilownmoney，tolearntothrottlejob。 Many college students feel it necessary to spend money to start a sumptuous dinner party, entertain and spend money, and even need to borrow money from the transition. Financial planners say that many college students don't spend money, but they don't spend money. They write down their daily expenses and expenses. Ifthemoneyisdepositedintobanks, but also get smallfortuneininterest.

youcanalsotrytodasmallinvestment，stock，fund，isscheduledtovoteandsoon。

With a certain economic foundation, real estate can also intervene, not on a whim. They think of high investment. In fact, real estate, small investment and small loans.

Money, starting from the sale and lease of houses, needs your experience and needs to solve the landlord, tenants and some key problems.

How do middle-aged people manage their finances? There are many people who learn English, but some of them are easy to learn, while others are painful to learn and can't learn well.

The reason is that English learners should have the following six elements.

One is self-confidence, the other is determination, the third is perseverance, the fourth is self-management and the fifth is self-discipline.

The first is: self-confidence.

There are many ways to build self-confidence. What I emphasize here is not to hurt your self-confidence.

Don't expect too much of yourself. If you can't see others twittering in English, you will feel that you can't.

If you want to see your progress bit by bit, you should think of piling up sand into towers and rivers.

Not in one step.

The second is determination.

We often make up our minds many times, but never put them into action.

So when you make up your mind, turn it into a concrete study plan.

For example, make weekly plans, monthly plans and semester plans, and turn your determination into action through these plans.

The third is perseverance.

Persistence means that you can't fish for three days and dry the net for two days.

Reaching is a taboo to learn a foreign language well.

All the new things we learn today are stored in the temporary memory of our brains.

Some temporary memories can only last for a few seconds, and the longest is hard to exceed three days.

If you don't recycle things stored in temporary memory and store them from temporary memory to long-term memory, the brain will automatically erase them (because the brain has to protect itself and it is impossible to store all temporary information).

So there must be persistent and repeated learning.

Repeated learning here does not mean mechanically repeating what you have learned, but creatively applying what you have learned.

For example, change the original listening to reading aloud.

Turn the original reading into listening.

The fourth is self-management.

Many of you are multi-taskers, with responsibilities at work, family responsibilities and interpersonal responsibilities of relatives and friends.

Wait a minute.

If these responsibilities are not handled properly, they will all conflict with your study.

Therefore, the ability of self-management is particularly important, and the fifth is the ability of self-discipline.

Many of you are adults and enjoy a high degree of freedom.

You have no class time and teacher's constraints in your study, which can be both an advantage and a disadvantage.

The key is whether you have self-discipline.

If you are a football fan, you can resist the temptation of football matches, do your homework well, and you will have self-discipline.

Do you have financial awareness? These days, middle school students are discussing this problem enthusiastically. How much pocket money do your parents give you? How do you use these pocket money? 4. How do you use it more rationally? Since my parents gave it to me and my parents gave it to me. They have no mission. Money. But I often spend money to buy some books on my subject. Sometimes I pay my money for food. And 50 yuan money will be saved every month for future use.

Football and basketball are the most popular choices, while few people take part in other unpopular sports, such as shooting, sailing and weightlifting.

Although football and basketball are people's chosen occupations, most of them are poor, and those who choose those unpopular sports are often rich children of the upper and middle classes.

Football, yacht, weightlifting and other public occupations are the most popular choices for football players, basketball players and the public. Although football players and basketball are the focus of people's choice, most poor people and mass sports lovers choose society; Rich's kid. Those famous stars earn a lot of money, even for generations.

After they retired, their property was quickly squandered and they became civilians again.

And those who choose unpopular sports, although the income is very poor, have entered the upper class after retirement.

Those stars, there are many, even generations. They retired, disappeared and became cowards. And those who choose popular athletes, although I am poor, they have retired. Why? Why is this? It's not that the stars have no money, but that they have forgotten their past and how poor they used to be. The most important thing is that they can't manage money.

And those unpopular athletes don't earn much money, but they can manage money.

According to the survey, two-thirds of NBA players are profligate after retirement, exhausting all their possessions and becoming civilians, and so are their next generation.

It's not that these stars don't have money, but their past, how poor they used to be, and they can't raise money. According to the survey, retired athletes live in luxury, their families are full of sunshine and blue sky, and so are their next generation. There is a family in our village, which used to be quite rich, but later it was squandered and there was little left. Their children are ill, they have to treat their diseases, and they have borrowed some money from their relatives to pay off their debts.

Another family is very poor, but through their efforts, they bought a house for their son and are still in debt, so the family is still relatively relaxed.

Our rural families, who were rich in theory, later spent a lot of money in their families. Their children fell ill, were forced to go bankrupt and were asked to pay off their debts. Another family is very poor, but through their family bought a house for his son, this family has a very easy life. It can be seen how important financial management is.

No matter how rich or poor a person is, he must learn to manage money, so that he can have inexhaustible wealth.

Therefore, how important money is. No matter whether a person is poor or not, he will have endless wealth.

The English composition about pocket money is urgent. Do you have financial awareness? 1. Give the necessary pocket money.

Pupils usually buy school supplies from food and clothing, and even snacks can be bought in advance and put into their schoolbags. Giving children an appropriate amount of pocket money is mainly for emergencies.

Most primary school students in our country walk to school nearby. When it's windy and rainy after school, parents don't have time to pick it up, so they can take a taxi home after receiving pocket money.

In addition, primary school students also have their own social activities, such as giving small gifts to each other on birthdays and buying some school supplies themselves. It is necessary to leave some pocket money in their pockets.

Second, too much pocket money is also harmful.

Pupils also have self-esteem, but they feel inferior without pocket money, and there are more problems with pocket money.

First, Yi Ci-sheng showed off his comparison psychology, misled his children into getting a copper stink prematurely, and even lied or stole money from his family for pocket money.

Second, the definition of money for primary school students is not clear. They only know that money can be exchanged for what they like, and spending money without restraint is easy to form a bad habit of extravagance.

Third, primary school students who like to buy snacks are always looking forward to going shopping as soon as possible after class, which also easily interferes with classroom energy and affects children's academic performance.

Third, correctly guide the use of pocket money.

Parents guide their children to use pocket money correctly, which is not only an important content of family moral education, but also an important way to cultivate children's healthy consumption concept.

First, it is necessary to clarify the scope of use of pocket money and let children know which situation can be used; The second is to guide children to use pocket money correctly and pay attention to cultivating frugality awareness.

The third is to supervise the whereabouts of pocket money, prevent children from spending money indiscriminately, and develop bad habits of extravagance.

Fourth, we should support children's moral consumption, encourage children to help others with pocket money and cultivate their love.

Although the pocket money of primary school students is small, it can be put to great use if it is used well. It can be a mentor of children's financial management, a teacher of spending power and a mentor of moral education.

Therefore, how much pocket money parents give primary school students is not a simple matter of quantity. We should not only meet the normal and reasonable consumption, but also give as much as we want. Only when it is just right, pocket money can become a mentor and friend for children's healthy growth, so I think children should be given at least 5 million a month.

...

English composition: How to teach children to manage money wisely "Reading is like writing" and "A clever woman can't cook without rice" These ancient summaries illustrate the importance of "accumulation" in writing from both positive and negative aspects.

"Usually rely on accumulation, the examination room depends on play", which is the same experience of the students in the examination room.

(A) language to establish a "vocabulary".

Vocabulary is the cell of an article.

Vocabulary in a broad sense refers not only to the collection of words and phrases, but also to sentences and sentence groups.

There are two ways to establish "vocabulary": the first is reading.

Usually, you should read books, newspapers and periodicals extensively, take reading notes, extract some beautiful words, sentences and paragraphs from a specific notebook, or make reading cards.

The second is life.

At ordinary times, we should capture the fresh language in the popular spoken language and write it down in a small notebook or card that we carry with us. Over time, we can say it chapter by chapter and write it beautifully.

(2) Strengthen the accumulation of materials.

Materials are the flesh and blood of the article.

Because many students usually don't pay attention to accumulating materials, they are worried every time they write a composition, or edit or copy it.

The solution to this problem is to accumulate materials.

Usually, you can take a video camera and tape recorder with you, observe life deeply, actively participate in life, and record your experiences in family life, campus life and social life in time in the form of sketching, keeping a diary and writing observation notes.

When recording, we should grasp the details and the characteristics of people, things, things and scenery.

The article written in this way is flesh and blood.

(3) We should strengthen ideological accumulation.

Opinion is the soul of an article.

The center of the article is not clear, or the thought is not profound, which often shows that the author's thought is superficial.

Therefore, it is necessary to establish a "think tank".

There are two ways: first, be thoughtful.

"Think more and gain more.

Think deeply at ordinary times and ask "why", "what" and "how" when something happens.

So you can see the essence through the phenomenon.

It is also necessary to record the "sparks" of thinking and the conclusions of thinking at any time.

The second is compilation, that is, extracting famous sayings and aphorisms.

In short, the composition should be accumulated, and the three writing warehouses of vocabulary, material and thought should be regularly counted, sorted and classified to continuously enrich and expand.

How to say international finance in English? Is it financial management? When people talk about financial management, they think of either investing or making money.

In fact, the scope of financial management is very wide. Financial management is to manage the wealth of a lifetime, that is, the cash flow and risk management of an individual's life.

It contains the following meanings: ① Financial management is a lifetime wealth, not just to solve the problem of urgent need of money.

2 Financial management is cash flow management. Everyone needs money (cash outflow) when he is born, and he also needs to make money to generate cash inflow.

Therefore, whether you have money or not, everyone needs to manage money.

③ Financial management also includes risk management.

Because more flows in the future are uncertain, including personal risk, property risk and market risk, which will affect cash inflow (income interruption risk) or cash outflow (cost increase risk).

Third, where can I manage my money? In China, institutions that can provide financial services to customers mainly include banks, securities companies and investment companies.

1. Bank Financing The wealth management products provided by commercial banks in China are divided into three categories: guaranteed fixed income products, guaranteed floating income products and non-guaranteed floating income products.

2. Financial management of securities companies generally includes stocks, funds, commodity futures, stock index futures and foreign exchange futures. Individual or institutional investors can choose different financial management tools according to their different needs and investment preferences.

3. Investment company financial management Investment company financial management generally includes trust funds, gold investment, jade, jewelry, diamonds and third-party financial management. It requires high initial capital and is suitable for high-end financial people.

4. E-commerce financing 2 1 century, in addition to online branch financing, financial search engines on the Internet can also be used to search for financial products, make multiple comparisons of risks and benefits, and then make investments.

Fourth, how to manage money In order to manage money in banks and securities companies, you need to open corresponding financial accounts.

Generally speaking, wealth management accounts opened through banks can handle savings products, bank wealth management products and fund products, and large banks can also purchase them through the banking system.

Due to the wide distribution of bank outlets, investment and wealth management accounts opened through bank channels can be handled at bank counters.

The financial accounts opened by securities companies can be used to invest in a series of investment financial instruments such as stocks (including A shares, B shares and H shares), bonds (including government bonds, corporate bonds and corporate bonds) and futures (including financial futures such as stock index futures and foreign exchange futures, and commodity futures such as gold futures and agricultural products futures).

The opening of a securities account can be handled in the business department of a securities company, and it needs to be handled within the trading day.

The procedure of investing in a company is relatively convenient. Generally, you only need to provide a copy of your ID card and bank card.

Investment companies will also customize exclusive financial plans for customers.

Verb (the abbreviation of verb) The first level of financial management is to handle and use money effectively and reasonably, so as to maximize the effect of spending money and meet the needs of daily life to the greatest extent.

The second level is to invest the extra money to produce the best financial return, which is the level of Qian Shengqian.

The third level is to plan life from the financial point of view, make use of the existing economic and financial conditions, maximize the value of their human resources, and prepare for future development.

Make money within the scope-life income includes work income generated by personal resources and financial income generated by monetary resources; Work income depends on people to make money, and wealth management income is to make money. 2. Financial income: including interest income, rental income, dividends, capital gains, etc.

Spending money-the lifetime expenditure includes the living expenses of individuals and families from birth to death, as well as the financial expenses incurred by investing and applying for credit.

Some people have expenses and families have burdens. The main purpose of making money is to meet personal and family expenses.

Including: living expenses: including family expenses such as food, clothing, housing, entertainment and medical care.

Financial expenses: including loan interest expenses, guarantee insurance expenses, investment formalities expenses, etc.

Saving money-when the current income of assets exceeds the expenditure, there will be savings, and the accumulated savings in each period are assets, that is, the principal that can help you roll money and generate investment income.

In old age, when people's resources can't continue to work to generate income, they must rely on monetary resources to generate financial income or realize assets to meet the needs of the elderly.

Include: 1. Emergency reserve: keep a sum of cash in case of unemployment or emergency.

2. Investment: portfolio of investment tools that can be used to generate wealth management income.

3. Purchase of real estate: purchase of self-occupied houses, self-occupied cars and other assets that provide use value.

wedon * tfettheearthquakeofsichuanproviononmay 122008。 Although it causes people to die, our people are great. With people's help, people have raised a lot of money all over the world. peopledotheybesttohelpsuffers。 Now the local people live happily. Ithinkourarthhavebeebighouse。 We are a family. We won't forget the 5 12 Sichuan earthquake.

Although the disaster caused many casualties, our people are great.

With the help of the people all over the country, the local people began to rebuild their homes.

People all over the world have raised money for charity.

Because we are a big family, we are all a family.

If one side is in trouble, all sides will support it.

People try their best to help the victims.

Now people there live a happy life.

I think our earth has become a big family, and we are a family.

Please indicate the source for reprinting. How do college students manage their finances?