1. The public fund in Dangshan County can repay the monthly loan in Huainan, but it must conform to the policy of the provident fund loan in different places of Huainan Provident Fund Management Center. The situation of the provident fund loan in different cities is also different. At present, it has not been uniformly implemented nationwide.
second, the processing flow of provident fund loans in different places:
(1) the provident fund center of the loan city accepts the consultation of employees' loan business in different places, and informs them of the required audit materials for loans at one time.
(2) The employee himself or his/her client applies to the deposit center of urban provident fund, and the deposit center verifies the employee's deposit of loans according to the employee's application, and issues the Certificate of Deposit and Use of Housing Provident Fund for Employees who have not used the housing provident fund or whose first housing provident fund loan has been settled.
(3) After accepting the employee's application for loan from different places, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Loan from Different Places to the deposit city provident fund center. If the verification is correct, the loan examination and approval procedures shall be performed within the prescribed time limit, and the results shall be fed back to the city provident fund center. Deposited into the city provident fund center to identify the situation of employees' loans in different places, and establish a detailed ledger of employees' loans in different places.
(4) If the individual account of the housing provident fund is transferred during the repayment of the loan from another place, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer to the city provident fund center. Transfer to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account.
(5) when the loan from different places is overdue, the deposit city provident fund center shall cooperate with the loan city provident fund center to carry out loan collection and other work, and the balance of the loan employee's provident fund account can be deducted to repay the loan according to the loan contract.
3. The Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China jointly issued the Notice on Developing Personal Housing Loan Business of Housing Provident Fund. The new policy mainly includes that employees who have continuously paid the housing provident fund in full for more than 6 months (inclusive) can apply for personal housing loans from the housing provident fund, and the loan target is the paid employees who have purchased the first set of self-occupied housing or the second set of improved ordinary self-occupied housing.