1, with sufficient economic support to cope with risks.
Children's expressive ability is weak, and they don't know how to express themselves when they are uncomfortable. Many minor illnesses will also drag on to serious illnesses. In addition, children lack self-protection awareness and ability, and the chances of encountering risks are not less than those of adults. If you are unfortunately sick or have an accident, insurance compensation can also help families tide over the difficulties. How to configure children's insurance, you will understand after reading dad's strategy: the most comprehensive strategy for children's insurance: don't buy insurance next time.
2, the premium is cheap
Essential critical illness insurance is the most stringent insurance linked to physical condition. The older most people get, the worse their health is, so the earlier they buy critical illness insurance, the cheaper it is. Buying critical illness insurance before the child is 3 years old, the premium is relatively low.
3. Huge underwriting opportunities.
Compared with adults, children's health is better. Therefore, if you buy insurance for your child, you will rarely be refused insurance or charged more because of your poor health.
4. You can enjoy the exemption clause.
When insuring children, parents can attach an exemption clause to the insured. If the parents have an accident or cannot continue to pay the premium for any reason, the child's insurance contract is still valid even if it is not necessary to continue to pay the remaining premium.
Because the baby is young, the risk factor is higher when he suffers from accidental injury or hospitalization. As parents, it is necessary to buy a commercial insurance for their children. If you want to choose an insurance company, you can consult your father's insurance. Dad's insurance provides users with insurance knowledge classes, policy diagnosis services and other services. From the customer's point of view, use the big data model to integrate resources, select the best products in the whole network, and recommend the insurance configuration scheme that is truly suitable for customers and cost-effective.