In fact, insurance and funds are similar in some ways. Want an accurate answer, income is definitely impossible to calculate. When an insurance agent recommends insurance types to customers, he shall explain the assumed income according to the reference data formulated by the company and the CIRC. From your tone, I guess you may not be suitable for insurance. Why? This kind of question is more suitable for asking fund managers or stock managers, because the insurance you care about is income rather than protection. If you value income, insurance is definitely not your best choice. The purpose of insurance is more focused on protection, and the income is only the added value that needs to be gradually improved in recent years. I don't think anyone can answer this question, but I can tell you for sure that if you invest in this insurance, the income after maturity will definitely not be negative, but profitable. As for the amount, it depends on the impact of the liberalization of national policies on the investment income of insurance companies and the impact of dividends. It may be high or low, but you won't lose money. The most important thing is to have protection! I hope I can help you ~