In fact, we can't knock over a boatload of people with a pole. A new generation of fund managers is not the same as investment risk. Undeniably, many new generation fund managers in the market were fired as soon as they appeared, which brought surprises to their investors.
So how should we judge whether it is worth continuing or whether we should break up decisively early? What attitude should the new generation fund managers take?
Generally speaking, we regard fund managers with less than three years of fund management experience as the new generation of fund managers.
The new generation of fund managers are easily questioned by investors because of their short or no historical performance. After all, most investors choose funds and fund managers according to their historical performance.
First of all, don't label the new fund manager as immature and unreliable from the beginning, and don't excessively doubt or despise the trust ability. For the new generation of fund managers, we need to give more time to observe.
Historical performance is an important part of fund managers' inspection criteria, but it is definitely not the only criterion. Focus on whether the investment style of fund managers conforms to the investment style of the market, and understand the industry research background of fund managers and other work experience. If before we become fund managers, we have conducted very in-depth research and precipitation on the industries or sectors of the funds we are now managing, which is very extra points.
Of course, we can also learn about the operation strategy and style of fund managers through regular fund reports.
There is not much historical performance to trace back, and every external voice of fund managers should be taken more seriously. There is also the positioning and introduction of the fund company to him. Make a reasonable judgment according to the research indicators.
Don't just look at a short-term performance, especially the fund managers of partial stock funds. We suggest looking at the performance within three years, which is consistent with the response that we have held partial stock funds for at least 1-3 years.
Then, from the perspective of risk, don't put too many positions on the new fund manager.
We invest in order to make more certain money, so we should consider more certain opportunities to make money when investing money.
Because the new generation of fund managers have less experience in market sharpening and management, their investment style may be unstable. After all, their knowledge and ability need to be constantly verified, tried and revised.
Investing most of the money in the products managed by the new fund manager may be more volatile because there are relatively more unstable factors.
To be prudent, you can take out part of your investment and prepare for short-term or even short-term losses.
In addition, for the new generation of fund managers, batch participation is also a very good way to avoid possible uncertain risks. For the new generation of fund managers, you can spend more time studying. If their potential value is discovered early and laid out in advance, the future can also be expected.
I hope the above contents are helpful to you.