Legal analysis: Taking the ring is medical insurance.
Removing an annulus is a very simple matter, it is a minor operation, and 2/3 of the cost of the operation is covered by medical insurance.
Postmenopausal women generally begin to shrink their cervix. Many gynecologists recommend painless removal of the ring, which requires anesthesia. The anesthesia costs more than 500 yuan at your own expense.
Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks.
A medical insurance fund is established through employer and individual contributions. After insured persons incur medical expenses for medical treatment, the medical insurance agency will provide them with certain financial compensation.
The establishment and implementation of the basic medical insurance system has gathered the economic power of units and social members, coupled with government funding, so that sick members of society can obtain necessary material help from the society, reduce the burden of medical expenses, and prevent the social impact of the disease.
Members are “impoverished due to illness.”
Medical insurance has the basic characteristics of social insurance such as compulsory, mutual aid, and social nature.
The medical insurance system is usually legislated and enforced by the state, and a fund system is established. The fees are paid jointly by the employer and the individual, and the medical insurance premiums are paid by the medical insurance institution to solve the medical expenses caused by workers' illness or injury.
risk.
Medical insurance, like other types of insurance, collects medical insurance premiums in advance from people who are threatened by the disease in the form of a contract to establish a medical insurance fund; when the insured becomes ill and goes to a medical institution for medical treatment and incurs medical expenses, the medical insurance will be paid by the medical insurance company.
The insurance agency will provide certain financial compensation.
Therefore, medical insurance also has two major functions of insurance: risk transfer and compensation transfer.
That is, the economic losses caused by disease risks on an individual are shared among all members who are threatened by the same risks, and a centralized medical insurance fund is used to compensate for the economic losses caused by the disease.
Legal basis: "Social Insurance Law of the People's Republic of China" Article 28 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance fund shall be settled directly between the social insurance agency and the medical institution and pharmaceutical business unit.
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