At present, the thresholds of many funds are very low, some are from .1 yuan, some are from 1 yuan, some are from 1 yuan, etc., and 2 yuan can definitely be used to buy funds, so can funds in 2 yuan make money? How much can you earn? We have prepared relevant contents for your reference.

1. Monetary Fund

Suppose an investor buys a monetary fund in 2 yuan, and the annualized rate for seven days is 2%, then the annual income is: 2*2%=.4 yuan, so some small partners will think that the fund is not making money. In fact, it is very important to have the principal in addition to the income when buying the fund.

For example, if an investor buys a monetary fund with 1, yuan and the annualized rate for seven days is 2%, then the annual income is: 1, * 2% = 2 yuan. Comparing the two, there is a big difference in the income earned, because the purchase of 2 pieces of principal is too low, so the income earned is relatively small. You should know that the essence of money funds is low risk, and the income will be relatively low.

2. Pure debt funds

The risk of pure debt funds is also very small, but compared with money funds, the risk is slightly larger, and the same is true for the income. The general income is between 3% and 6%, and the investment scope is 1%. It is basically rare to lose money if you hold it for a long time.

If an investor buys a money fund in 2 yuan with an annualized rate of 4% in seven days, then the annual income is: 2*4%=.8 yuan, which is relatively high compared with the money fund, but if the principal is too low, the money earned is the same, and the income is not much, so when buying a fund, if you are a novice, you can use a small amount of money to accumulate experience, but if you want to,

2. Other fund types

In addition, there are other types of funds, such as stock funds, hybrid funds, index funds, etc. They all belong to high-risk and high-yield fund types, and their fund fluctuations are relatively large, so it is impossible to accurately calculate how much money they can earn.

However, the increase of high-risk funds is relatively good, and it is also possible to increase by 1% a year. For example, if an investor has 2 yuan's principal and invests it all, it will increase by 1% in a year, then the income earned will double, and the principal plus interest will be 4 yuan, which is equivalent to earning 2 yuan.

However, if the market is bad, the possibility of loss is the same, and the loss may be zero. However, because the fund is below a specified value, it will be liquidated, so the possibility of the fund falling to zero is very small.

However, it is still possible for some funds to drop to 3% a year. For example, if an investor buys a 2 yuan fund, a 3% drop is a loss of 6 yuan. If he wants to redeem it, he will have to deduct a certain handling fee. The redemption amount is lower than that of 14 yuan, which shows that the risk of the fund is still quite large. Investors should be cautious when buying it.

But generally speaking, the principal is too low, even if you buy a high-risk fund type, it is very difficult to make money, but when you lose money, you will not lose much, so it is ok for everyone to buy a fund with a small amount of money of 2 yuan to accumulate experience.