According to inquiries about CICC Wealth Management, we learned that both Zhongjinbao and Jujinli are current financial products launched by CICC Wealth Management Securities. Their main differences are as follows: 1. Zhongjinbao is an automatic balance financial management service that uses idle funds in customer accounts.

Automatically transfer to currency funds and enjoy daily returns while maintaining high liquidity of funds.

The yield rate of Zhongjinbao is the same as that of currency funds, which is currently about 2.5%.

Transfers in and out of Zhongjinbao are received in real time, without time limit, and there is no limit limit.

2. Jujinli is a balance financial product that transfers idle funds in customer accounts to CICC Wealth’s Jujinli monetary collective asset management plan to enjoy daily returns while maintaining high liquidity of funds.

The return rate of Jujinli is the same as the net value growth rate of the collective plan, which is currently about 3.5%.

Transfers in and out of Jujinli are real-time and are not limited by time. However, there is a limit. The maximum daily transfer can be 1 million yuan and the minimum transfer can be 100 yuan.

In general, Zhongjinbao and Jujinli are both relatively flexible and safe current financial products, but Jujinli’s yield is higher than Zhongjinbao’s, while Zhongjinbao’s quota is higher than Jujinli’s.

If you want to use it for financial management, you can choose the appropriate product based on your financial needs and risk appetite.