Legal analysis: Social security maternity insurance requires payment for 10 months before the cost of giving birth can be reimbursed.

And it must be registered, and pregnancy will not be reimbursed until after the registration time.

Employees should participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with national regulations. Employees do not need to pay maternity insurance premiums. Maternity insurance is borne by the enterprise and individuals do not need to pay.

The proportion paid by the unit varies slightly among enterprises in various regions and industries, and is subject to local regulations.

Legal basis: Article 54 of the "Social Insurance Law of the People's Republic of China" If the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; the unemployed spouses of employees shall enjoy maternity medical expenses in accordance with national regulations.

The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowances.