Industry-related funds are highly volatile. Most investors prefer to invest in this kind of fund, mainly because of its higher and faster rate of return. Among all kinds of funds, the investment enthusiasm of industry-related funds is the highest, which can be said to be far higher than other types of funds.
However, due to frequent market fluctuations, the sector adjustment risks faced by industry-related foundations have a great impact on funds, especially those with concentrated shareholding. If there is a plate adjustment, should we consider redeeming the relevant funds in our hands?
There are several types of industry-related funds in the market, one is industry-related theme index funds, the other is industry-related theme stock funds and hybrid funds.
Theme index fund
The concentration of theme index funds is relatively high. If you hold such funds, it is equivalent to at least 90% of the assets invested in this industry. Plate adjustment, the fund will definitely be affected. Whether to continue holding at this time depends on investors' views on the future of the industry and investment plans.
If investors are firmly optimistic about the future development of the industry, then the short-term adjustment and fluctuation of the industry need not be ignored, just hold it firmly.
If investors think that this industry will face a period of adjustment, then it is suggested that some funds can be ignored and used for other investments to make up for losses.
If you think that this wave of industry adjustment will soon pass and there will be a chance for a rebound, you can stay on the sidelines. When the market is slightly certain, you can even add positions at a low level and wait for the opportunity to rebound to make a profit.
Theme stock funds, hybrid funds
The allocation of this kind of fund industry will be relatively unified, and fund managers will adjust fund positions in a timely manner according to market conditions. Compared with theme index funds, fund managers are more helpful for investors to judge the market trend. Investors can always pay attention to the adjustment methods of fund managers, learn their views and attitudes in detail, and then make a choice. Since I chose this fund, I believe the fund manager's level and ability to cope with market changes, and keep a wait-and-see attitude. If it is too different from my own judgment, I will consider whether to continue holding it.
Generally speaking, if the sector is facing adjustment and investors can have a clear judgment on the current market, then they can make decisions and make choices. If they can't see the direction of the market clearly, they must not act rashly. Keeping a wait-and-see attitude is the best choice.