Generally, bank funds or wealth management products are self-financing, so be sure to understand them carefully before buying. If this is the first time to buy, it is not recommended. If you invest too much at one time, you can choose a small amount of money to play with the fund first and then buy it. Because the fund is risky and may lose money, you need to be cautious when buying it.

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It is not recommended to sell the fund recommended by the bank after losing money. You can wait for a good opportunity to rise before selling. The fund is a fluctuating product, which goes up and then goes down. The fund can spread risks through long-term holding. Except for money funds, which do not need subscription and redemption fees, other funds basically need subscription and redemption fees, of which redemption fees are charged according to the holding time. Generally, the longer the time, the lower the selling rate. After holding for a long time, some funds don't need to charge redemption fees. There are many ways to buy funds now, and many trust banks very much. When they go to the bank to handle business, some staff will recommend buying funds, and then download the bank APP, so they can buy funds on the bank APP. If you were tricked into buying a high-risk fund by a bank, but the bank didn't tell you that it was a high-risk fund, resulting in huge losses, you can try to sue the bank in court (whether you can win the case depends on the situation). Generally, when buying a fund, we must pay attention to the details of the fund to see what type of fund it belongs to, and whether the risk is big or not, the general risk degree will be marked out. If it is only a fund bought by a bank, it has not caused great losses. It may be a case of making money, but you don't want to take big risks. You can choose to redeem all the money in time.