Due to historical reasons or the structure of holders, some excellent old funds are relatively small in scale, but when the net value of funds rises to two or three yuan, investors often feel expensive, so few people subscribe.
However, many redemptions have led to the shrinking of the fund scale, which will inevitably have some adverse effects on the follow-up investment operation of these excellent old funds.
Therefore, these old funds with excellent performance and relatively small scale may choose to split the fund without affecting the original holders.
Let's give a simple example: suppose an investor holds a fund 10000, and the net value of the fund share is 2 yuan, then his fund assets are 20,000 yuan. If the fund is split according to the ratio of 1:2, the net fund share will become 1 yuan, and the total share will double.
The investor's fund share has changed from 654.38+00,000 shares to 20,000 shares, and the corresponding total fund assets are still 20,000 yuan. The fund split has no effect on the total assets of the original holder, but the fund share has changed.
Extended data:
According to different standards, securities investment funds can be divided into different types:
(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.
(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.
(4) According to different investment objects, it can be divided into stock funds, bond funds, money market funds and futures funds.
Fund dividend
According to the provisions of the Fund Law, the requirements of fund management companies for dividends of closed-end funds are that more than 90% of the net income of funds must be distributed in cash and at least once a year.
The dividend principle of open-end funds is: after the distribution of fund income, the net value of each fund share cannot be lower than the face value; The bank transfer or other formalities incurred in the process of income distribution shall be borne by the investors themselves.
On the premise of meeting the dividend conditions of relevant funds, it is necessary to stipulate the maximum number and minimum proportion of fund income distribution each year; If there is a net loss in the current period of fund investment, no income distribution will be made; The current year's income of the fund should make up for the previous year's losses before the current year's income distribution can be carried out.
Baidu Encyclopedia-Fund Split